1. Issue application form for new house purchase certificate.
2. Original and photocopy of ID cards of myself and family members.
3. Marriage certificate or unmarried certificate.
4. Household registration book.
5, more than one year (inclusive) tax payment certificate or social insurance payment certificate.
2. The materials required to buy a house with mortgage loan in Nanjing are:
1.3. Original and photocopy of the ID card and household registration book of the applicant and spouse (if the applicant and spouse are not registered in the same household, a marriage certificate shall be attached).
2. The original purchase agreement.
3. 1 Original and photocopy of advance payment receipt for 30% or more of the house price.
4. Proof of the applicant's family income and related assets, including payroll, personal income tax bill, income certificate issued by the unit, bank deposit certificate, etc.
5. The developer's collection account number is 1 copy.
3. Non-local accounts must provide: more than one year (including) Nanjing tax payment certificate or more than one year (including) Nanjing social security. If you need to transfer to an account, there are two situations:
1. Working in Nanjing, the registered permanent residence has been moved to the collective registered permanent residence in Nanjing (the registered permanent residence belongs to the company or the talent market), and there is no requirement for the area of the house to be purchased.
2. If the household registration is not in Nanjing, you need to buy a house with an area of not less than 60 square meters before you can settle down. Those who meet the above conditions can open relevant certificates at the local social security bureau or local taxation bureau, and then buy a house in Nanjing.
Extended data:
The first is to purchase houses in different places and withdraw the provident fund.
What relevant certification materials do employees need to provide for the first withdrawal of housing provident fund from self-occupied housing such as commercial housing, affordable housing, cooperative housing and fund-raising housing?
(1) Original and photocopy of the house purchase contract or house purchase agreement;
(2) The original and photocopy of the purchase invoice;
(3) Extract the original and photocopy of the employee ID card;
(4) Withdrawing the employee's own bank savings account;
In addition to the above information, the employee's spouse should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the withdrawal record of the main purchaser. What relevant certification materials do employees need to provide for the first time to withdraw housing provident fund to buy second-hand houses?
(1) Original and photocopy of the real estate license;
(2) Original and photocopy of deed tax payment certificate;
(3) Extract the original and photocopy of the employee ID card;
(4) Withdrawing the employee's own bank savings account;
In addition to the above information, the employee's spouse should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the withdrawal record of the main purchaser.
Second, the four main points of buying a house
1, financial strength
Whether buying a house in full or in mortgage to buy a house, this kind of financial pressure is not easy for white-collar workers. After all, they spend a lot of money living in the city and don't have much money to balance.
Don't lock up all your funds to buy a house, otherwise you will lose the room and space for financial turnover, which will have a negative impact on the quality of life and future career development.
2. Career planning
Buying a house in a different place must be based on your own career development plan to see if it conforms to the economic development characteristics of the city where you buy a house and buy a home, and whether there is room for career development in this city in the future.
3. Remote mortgage
Whether it can be used for off-site mortgage and how to use provident fund loans to buy a house need to consult the relevant real estate departments in order to use the provident fund reasonably. After all, the money can only be used to buy a house.
As for commercial bank loans, the approval of off-site loans is relatively strict. White-collar workers who buy houses in different places must be prepared to run as many banks as possible and choose reasonable mortgage banks and repayment methods.
4. Appreciation space
At present, the proportion of rent in the value of real estate is relatively small, mainly depending on the appreciation space. It is best to choose those properties with large appreciation space and strong liquidity, which is a reasonable investment. Even if you don't go to the city for development in the future, you can sell your house and provide sufficient financial support for re-purchasing.
References:
Baidu encyclopedia-buying a house in different places
References:
Baidu Encyclopedia-Nanjing Household Registration Access Management Measures