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I want to mortgage 300 thousand with real estate. I went to the bank and asked, and they told me I couldn't borrow it.
At present, the bank is very strict in examining the mortgage of real estate. What is the reason why you can't get the loan?

If it is the type of real estate, it is difficult to get a loan, because mortgage loans have certain requirements for the type of housing.

If it is because of some other reasons, such as frequent credit inquiries, a small amount of overdue and incomplete materials, you can try lending institutions. It is relatively easy to apply for institutional loans, but you must find a formal platform.