Are there any online loans that do not require Sesame Credit? These small loans can be divided into up to 36 installments
All online loan platforms on the market need to check the borrower's personal credit report. Some online lending platforms are not connected to the central bank's credit reporting center and rely on Alipay's Zhima Credit Score as a criterion for judging users' personal qualifications. Are there any online loans that don’t require Sesame Credit? These small loans can be divided into 36 installments!
Are there any online loans that do not require Sesame Credit?
1. Youqianhua
If you want to borrow money from Youqianhua, you need the borrower to be over 18 years old, provide a second-generation ID card, your bank savings card and real-name authentication With your mobile phone number, the loan can be issued in as fast as 3 minutes. The same is true for applying at night, and early repayment is supported.
2. Weilidai
Weilidai is a personal consumer loan product under WeBank. Users do not need to download the APP and can apply on WeChat or QQ. The maximum amount is 300,000 yuan. Weilidai adopts a whitelist invitation system. Users cannot apply for it on their own. The system will evaluate the personal credit of WeChat users and open the application entrance for Weilidai when it reaches a certain level.
3. Borrow for your use
Borrow for your use is an online platform with a loan limit of 5 million to 200,000. Users are required to provide their second-generation ID card, personal savings card and Sesame Credit Authorization.
4. 360 Digits
The loan amount available for 360 Digits is between 5 million and 200,000 yuan, and the daily interest rate is the lowest. When applying, users only need to operate on the mobile APP. The process It’s simple. The application can be completed in 1 minute and the quota can be issued in 5 minutes.
5. Borrowing Flowers
Borrowing Flowers is a personal small and micro credit platform under Ctrip Group. The loan amount can be between RMB 3,000 and RMB 200,000, and the loan can be used up to 34 months, support for borrowing and repaying at any time, with the lowest daily interest rate. The above is the relevant content sharing about "online loans without Zhima Credit". I hope it can help everyone!
Is it difficult to get a loan if you don’t have enough sesame points? These 5 loan platforms you don’t need to use Zhimafen!
Nowadays, most online loan platforms depend on the borrower’s score. This makes many friends who don't have high scores very distressed. Many friends want to introduce them to several non-Zhimafen loan platforms. This article will introduce you to 5 such platforms.
Wanda Puhui Wane Loan
Download Wanda Puhui or Wane Loan APP, use your mobile phone number to register an account, and the application will be approved in 3 minutes at the earliest or no later than 3 minutes after submitting the application. For more than 24 hours, everyone’s interest rate is different and is determined based on local policies, borrower qualifications, credit and other factors.
Ping An Home Loans
The review speed is much faster than that of bank mortgages. As long as the application materials are complete, the results will be known within a few days after submitting the application. It may be postponed during holidays. , reference monthly fee for owner loan: 0.82%-1.46%/month, required after-tax ≥ 3,000 yuan/month, age between 23 to 55 years old.
Education e-payment
The converted annualized comprehensive interest rate range of education e-payment is 0%-35.74%, which is suitable for office workers who want to improve themselves and have a stable job and income , with good credit status, you can apply if you are over 18 years old.
Juyi Dai
The account management fee range is 0%-1.1% per month, and the installment fee range is 0%-1.1% per month. From the overall interest rate point of view, the annualized comprehensive interest rate range of Juyi Dai is 8.8%-35.6%, and the maximum term can be up to 60 months.
Jingnong Loan
The maximum limit can reach 5 million yuan. The maximum amount is different for different borrowing purposes. The interest rate is charged on a monthly basis. The monthly loan interest rate is between 0.54% and 1%. The maximum period can be 12 months and the minimum period is 1 month.
Good news for Taobao newbies! 5 online loan platforms that don’t use Zhimafen
In the market, Zhimafen platform occupies a mainstream position. Many friends have repeatedly hit the wall because they have no sesame scores or low sesame scores. Today I will introduce to you 5 online loan platforms that do not require sesame points. I hope it will be helpful to you.
Today I would like to introduce to you 5 online loan platforms that do not require Zhima points. They are JD Gold Bar, Anyihua, 360 IOU, Xiaomi Loan and Wanda Puhui Wan e-Loan.
The specific situation is as follows:
JD Gold Bar
JD Gold Bar is an online loan platform that does not require sesame points, but it is slightly more difficult to apply for a good record on a JD.com-owned platform. The maximum loan limit of Jingdong Gold Bar is recommended to be 200,000 yuan, and repayment is supported in 1, 3, 6, and 12 months.
An Yihua
An Yihua is a product of Ma Ma Consumer Finance Company that allows for revolving lending. The borrower does not need to provide sesame points. The loan amount is between 1,000-50,000, and it takes three minutes. Approvals and loans can be completed, and cash withdrawals, installments, and purchases can be made within the limit.
360 IOU
360 IOU is 360 Financial’s unsecured pure credit ID card loan platform. You can apply even if you don’t have Zhima Credit Score. The maximum loan limit is 200,000, and the maximum loan limit is 200,000. One year repayment term.
Xiaomi Loan
Xiaomi Loan is Xiaomi's online loan platform that does not require sesame points. It can provide you with loans of up to 200,000 yuan. The minimum daily interest for a loan of 10,000 yuan is only 2 yuan. , can be borrowed and returned at any time, and interest is calculated based on the number of days of use.
Wanda Puhui Wan e-Loan
Wanda Puhui Wan e-Loan can provide you with a minimum loan of 1,000 yuan and a maximum of 50,000 yuan, without mortgage or guarantee. Wane Loan will be approved within 3 minutes after submitting the application, and within 24 hours at the latest.
5 platforms with low Sesame scores that you can apply for without Sesame Credit!
Now, major online lending platforms have tightened their lending policies, requiring loans to be provided with sesame points or central bank credit records. For friends who don’t have high sesame scores, applying for online loans has become very difficult. Today I will introduce to you 5 platforms with low sesame scores. I hope they will be useful to you.
The platforms I want to introduce to you today are Ping An i-Loan, Suning Renxuifu, Anyihua, Weilidai and Kuaiyihua. The most common feature of these five platforms is that the requirements for sesame points are low, and some do not even require sesame points. The details are as follows:
Ping An i-Loan
Ping An i-Loan is the flagship product of Ping An Puhui. You can apply for it even if you have a low score. The limit is up to 50,000 yuan, and the daily interest rate is about 100,000 yuan. Individual qualifications are slightly different, and there will be certain differences in interest rates.
Suning Random Payment
Suning Random Payment is a small consumer loan provided by Suning Consumer Finance Company. There are no requirements for sesame points. The amount can reach 200,000 yuan and the loan period can reach 5 years. , and there are 30 days of interest-free payment.
Anyihua
Anyihua is a platform with low scores. It belongs to Ma Ma Consumer Finance Company. The loan limit is between 1,000-50,000, and cash withdrawals and installments can be made within the limit. , consumption, approval and loan can be completed in three minutes.
Weilidai
Weilidai is WeBank’s first Internet microfinance product. It belongs to Tencent. It does not require the borrower to have Sesame Points. The maximum limit is 300,000, and the daily interest rate is annual. The interest rate is about 18%, and a whitelist invitation system is adopted.
Kuaiyihua
Kuaiyihua is a loan platform under Wanda Financial. It doesn’t matter if you don’t have sesame points. The loan limit is up to 50,000. You can apply directly online. The loan interest rate The minimum age requirement for borrowers is between 20 and 60 years old.
Note: Although the above products do not have strict requirements for sesame scores, they do have strict requirements for credit information. If your credit information is not good, it will be difficult to apply.