Yes, because they don't conflict. Credit loan and mortgage loan do not conflict! However, when handling it, try to handle it at the same time, so as to avoid handling one before another. There will be personal credit report showing liabilities and the loan amount will be reduced.

Credit loan refers to the loan issued by the borrower's reputation, and the borrower does not need to provide guarantee. Its characteristic is that the debtor can get a loan only by his own reputation without providing collateral or third-party guarantee, and the borrower's credit degree is used as repayment guarantee. For a long time, this kind of credit loan has been the main loan method for banks in China.