Approval takes 15 days; Transfer transaction is required after approval, and the loan will be released about 7 10 days after the transfer transaction is completed; Houses with bank loans are bought and sold through fund supervision. Can provident fund loans be directly credited to the fund supervision account after approval? Regardless of whether there is a loan in the original house, the loan is first credited to the fund supervision account. Lend money about 3 days after the transfer formalities are completed. Article 26 of the Regulations on the Management of Housing Provident Fund stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Legal objectivity:

"Regulations on the Administration of Housing Provident Fund" Article 6 The deposit and loan interest rate of housing provident fund shall be proposed by the People's Bank of China, and submitted to the State Council for approval after consulting the construction administrative department of the State Council. Article 24 Under any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account: (1) purchasing, building, renovating or overhauling their own houses; (2) Repaying the principal and interest of the house purchase loan.