Question 2: What do you mean by bank card settlement? Bank card interest settlement means that the bank transfers the deposit interest of your bank card this quarter to your card on 2 1 day of the last month of each quarter.
Question 3: What is the method of interest settlement in bank terminology? The interest settlement method of personal demand deposits is changed from annual settlement to quarterly settlement, allowing financial institutions to make their own interest settlement rules for deposit types such as call deposit, agreement deposit, time deposit, deposit and withdrawal, lump sum and withdrawal under the principle of not exceeding the upper limit of deposit interest rate of the same period and grade of the People's Bank of China.
The 20th day of the last month of each quarter is the date of personal demand deposit in the bank, and interest is paid the next day.
The People's Bank of China stipulates that from September 2, 2005 to September 0, 2005, the 20th of the last month of each quarter will be the settlement date for demand deposits of all commercial banks, and interest will be paid the next day.
Interest settlement date is:
March 20th, June 20th, September 20th, 65438+February 20th, and the date of entry is 2 1.
The calculation method of interest is based on the product of your deposit. For example, if you deposit 1000 yuan on March 5th, and withdraw from 300 yuan on March 8th, then the interest product of deposit till the 20th is1000 * 3+(1000-300) * 3. At present, the daily interest rate of the bank is 0. 1 (that is, 1 1,000 yuan 1 cent for 0 day), and the interest in the previous example should be 5 100*0.36%/360 days = 0.05 yuan.
Product calculation method: In the above example, RMB 65,438+0,000 was deposited on March 5th, and 300 yuan was withdrawn on March 8th. Then 1000 yuan was actually saved for three days from 15 to 17; 18 After withdrawing cash from 300 yuan, the balance is 700 yuan. From 18 to the interest settlement date on the 20th, the principal of 700 yuan shall be calculated, and so on until the next interest settlement date. I don't know. Can you understand?
Question 4: loan interest settlement; What do you mean by mature? You use the money in the bank with interest. The monthly interest settlement date is 265,438+0, that is, 265,438+0 at the end of each quarter. You have to pay off the interest before that day, that is, settle the interest.
The loan has a time limit, and on that day, it will expire soon.
Question 5: What do you mean by bank settlement? The bank will settle the deposit and loan interest at the agreed interest rate according to your deposit and loan accumulation in the bank. Interest shall be settled on 2 1 day every quarter.
Question 6: What do you mean by bank settlement? Is there a loan on your card? I don't know if the amount you said is 0, the transaction amount or the balance.
Bank interest settlement means that every quarter 2 1 is an interest settlement day. If there is a loan, the loan interest will be deducted. If there is no loan and there is an account balance, the interest will be paid to you according to the current demand. Nahong. . If there is a loan, it is estimated that interest will be deducted.
Question 7: What do you mean by the bank flow with interest settlement? Is this the receipt of your company's settlement? It can be handled at the bank counter, and interest will be settled in the bank account number 2 1 in the last month of each quarter.
Question 8: What does the bank interest settlement business mean? The bank calculates the interest of demand deposits once a quarter and records it in the balance of each account. This is called interest settlement.
Question 9: What does the interest settlement amount of bank loans mean? When a borrower applies for a personal loan from a bank, it is required to fill in the application form in writing and submit the following materials:
1, my valid identity document;
2. Proof of residential address (household registration book, etc. );
3. Personal professional certificate;
4. Proof of income of the loan applicant and his family members;
5. Other information stipulated by the bank.
Question 10: What does ABC mean by interest settlement? I don't have the loan interest of ABC either, that is, the loan interest is paid at the end of each quarter at 2 1, and the deposit interest is paid every quarter. The loan interest is calculated according to the loan amount and a certain loan interest rate.
Deposit interest is calculated according to the quarterly accumulated deposit balance.