20 19 10. after the central bank announced the RRR cut, some banks adjusted the mortgage interest rate. The floating ratio of the first suite and the second suite of Guangzhou CCB is 10%, which means that the interest rate of buying a house with CCB loan is 5.39%.

The bank's loan interest rate is implemented with reference to the benchmark interest rate of the central bank. Commercial banks will make certain adjustments according to the types of loan products, the personal credit and qualifications of borrowers and the relevant local policies of loan banks, so the loan interest rates of various banks will be different.