If the loan is hundreds of thousands, you can choose mortgage loans for consumption. If it is millions, you need to apply for business loans. Business loans must provide business licenses, organization code certificates, tax registration certificates, etc. , provided that they are legal persons or shareholders of the company.
In this case, I guess the purpose of the bank is to make your friend's loan have a reasonable use, so you are required to become a shareholder of your company. If your friend can't pay back the money in the future, the worst result will be that the bank auctions his house to pay off the debts (if he wants to borrow 6.5438+0.000 million, the market value of his house is at least 6.5438+0.420 million, and if he doesn't repay the loan, his house will be enough to pay off the debts), which will not affect you.