Process for handling the real estate license of the loan house: 1. Choose a guarantee company to assist: because banks need guarantee companies to handle relevant procedures when accepting second-hand housing loans; 2, put forward requirements for the guarantee company, and ask the loan applicant to produce relevant information; 3. Face-to-face signing with banks or guarantee companies, and signing relevant agreements, including commitment letter 4. Appraiser's on-site evaluation; 5. Inform the guarantee company of the loan ratio; 6. Register the transfer of property rights; 7. When the bank sees the tax payment voucher, it will issue loans to the owners; 8. After the real estate license is issued, the mortgage registration of the real estate license is completed, the bank enjoys other rights, and the loan is completed.

Second, after paying off the mortgage in advance, how to apply for the real estate license?

Branch policies of different banks are different. Usually, the required procedures and time are as follows:

1. Go to the bank 0 months in advance to make an appointment to register 65438+ fill in the prepayment application form;

2. After1month, go to the bank counter to deduct money and complete the prepayment;

3. After the bank deducts the money, go to the bank to get the real estate license, settlement certificate and related materials next Thursday to cancel the mortgage. 4. Property owners and some people hold ID cards and materials for bank mortgage cancellation, together with the property ownership certificate and settlement certificate, and go to the Housing Authority to understand the mortgage procedures, and then go to the Housing Authority to get the property ownership certificate after the mortgage cancellation on the third working day. Some banks can't get the real estate license before the mortgage is paid off, because the real estate license has been mortgaged to the bank when the loan is processed. After the mortgage registration, the real estate license will be transferred to the Housing Authority. After the borrower repays the mortgage in advance, he needs to bring the bank loan contract, repayment certificate and other documents to the Housing Authority to cancel the mortgage registration. You can't get back the real estate license until you complete the mortgage cancellation registration. In general, it takes about two weeks to get it. Pay off the mortgage in advance, and after completing the relevant procedures, the real estate license generally needs to be taken back by the bank; And if the borrower normally settles the mortgage, then the real estate license is taken by the borrower himself.

Third, how to apply for real estate license for loans

The method of applying for real estate license by loan is as follows: 1. Prepare relevant materials: property buyers need to prepare relevant materials for real estate license, such as purchase contract, personal identification, household registration book, etc. 2. Obtain the house ownership certificate: the house ownership certificate is an important proof document, and the buyer can go to the real estate developer's office to get it, and it needs to be stamped with the official seal of the real estate seller. 3. Submit the application for accreditation: After the buyers have prepared the above information, they can submit the real estate license to the local real estate bureau for application and wait for the notice. 4. Renewal of other warrants: the mortgaged house needs to be renewed as a certificate for mortgage of the house to the bank, which is responsible for keeping it. The renewal of other warrants needs to be accompanied by the staff of the reservation bank, because other warrants cannot be handled by the house owner. 5. Get a real estate license: After all the above things are done, buyers can get a real estate license.