Micro-credit loans for farmers refer to loans that rural credit cooperatives provide to farmers without mortgage or guarantee within the approved quota and period based on the reputation of farmers. At present, the loan amount generally does not exceed 50,000 yuan. This business has been widely welcomed by farmers since it was fully promoted in the whole country in 2002. To apply for micro-credit loans, farmers should first apply for loan certificates from local rural credit cooperatives. After receiving the application, the rural credit cooperatives shall evaluate the applicant's credit rating, and according to the evaluated credit rating, verify the credit loan amount of the corresponding level and issue loan vouchers. When farmers need micro-credit loans, they can apply directly to rural credit cooperatives with loan vouchers and valid identity documents. When receiving the loan application, the rural credit cooperatives shall review the purpose and amount of the loan and issue the loan after passing the examination.

Second, how does the rural credit bank app handle loans and installment?

Mobile banking of rural credit cooperatives cannot handle loans, but should be handled in the business hall of local banks.

Third, how to get loans from rural credit cooperatives.

Loan process of rural credit cooperatives 1. Fill in a loan application form in the loan business hall of the local rural credit cooperative, and fill in the basic information of yourself and your family in detail, such as name, age, family members, contact information, etc. Also specify the purpose of your loan, such as building a house, expanding production and purchasing agricultural machinery. 2. Credit cooperatives will investigate our personal credit information, family property, daily production and operation, and determine the credit line, loan term and applicable interest rate according to the survey results. 3. We determine the amount, term and repayment method of the loan according to the individual's actual situation. 4. After the final approval, go to the rural credit cooperatives to sign a loan contract and go through the mortgage formalities as required. Rural credit cooperatives will issue loans within 3 days after all procedures are completed.

4. How do rural credit cooperatives handle loan business?

Micro-credit loans for farmers refer to loans provided by rural credit cooperatives to farmers without mortgage or guarantee within the approved quota and time limit based on farmers' reputation. At present, the loan amount is generally insufficient, and it has been widely welcomed by farmers since it was fully promoted throughout the country in 2002. To apply for micro-credit loans, farmers should first apply for loan certificates from local rural credit cooperatives. After receiving the application, the rural credit cooperatives shall evaluate the applicant's credit rating, and according to the evaluated credit rating, verify the credit loan amount of the corresponding level and issue loan vouchers. When farmers need micro-credit loans, they can directly apply for loans from rural credit cooperatives. When applying for a loan, they should review the purpose and amount of the loan, and if they pass the review, they will issue the loan.