The new policy is as follows:
If the borrower meets the loan conditions, the maximum loan amount will be adjusted to 500,000 yuan; If both the borrower and spouse meet the loan conditions, the maximum loan amount will be adjusted to 800,000 yuan.
The new policy of provident fund loans is applicable to commercial loans to provident fund loans. The loan amount of provident fund cannot be adjusted after loan. The standard for determining the object of Wuxi housing provident fund loan is "recognizing the house and recognizing the loan".
Wuxi provident fund loan interest rate 2022 latest interest rate
2.6%。 On June 8, 2022, 10, Wuxi Provident Fund officially announced that Wuxi lowered the interest rate of the first individual housing provident fund loan. From June 65438+1 October1day, 2022, the interest rate of the first individual housing provident fund loan was lowered by 0. 15 percentage point, and the interest rates of provident fund loans for less than five years and more than five years were adjusted to 2.6% and 3. 1% respectively. The second set of personal housing provident fund loan interest rate policy remains unchanged, that is, the interest rates for less than five years and more than five years are not less than 3.025% and 3.575% respectively.
Wuxi lowered the interest rate of the first home provident fund loan, and the interest rate for more than five years fell to 3. 1%.
On October 8th, 65438/kloc-0, according to the official account of "Wuxi Provident Fund" WeChat, Wuxi lowered the interest rate of the first individual housing provident fund loan from June 5438+10/.
The announcement shows that since June 65438+1 October1day, Wuxi has lowered the interest rate of the first set of personal housing provident fund loans by 0. 15 percentage points, and the interest rates for less than 5 years (including 5 years) and more than 5 years have been adjusted to 2.6% and 3. 1% respectively. The second set of personal housing provident fund loan interest rate policy remains unchanged, that is, the interest rates for less than five years (including five years) and more than five years are not less than 3.025% and 3.575% respectively.
Editor Wu Xin
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The Latest Loan Policy of Wuxi Provident Fund
Wuxi provident fund loan application conditions are as follows:
(1) The loan applicant paid the housing provident fund to our center on time, in full and continuously within six months before the month of loan application, and did not pay the housing provident fund in arrears two years before the month of loan application;
(2) The housing purchased by the loan applicant is self-occupied ordinary housing;
(3) The loan applicant is the owner or * * * owner of the purchased owner-occupied house (that is, the buyer on the purchase contract filed by the real estate management department);
(4) Have a stable source of economic income and the ability to repay the principal and interest on time;
(5) Providing guarantee companies recognized by the Center as repayment guarantees or securities recognized by banks as pledges;
(6) The loan applicant's husband and wife shall not have outstanding provident fund loans.
Legal basis:
Opinions on further standardizing and perfecting the housing accumulation fund policy of our city 1. Standardize the policy of housing provident fund deposit and withdrawal.
1. If individual employees pay back the housing provident fund, the deposit unit of the provident fund should be the same as that of the social insurance, and the deposit base of the provident fund should be basically the same as that of the social insurance (pension). If there are obvious differences, employees should provide other relevant certification materials to the housing provident fund management center.
This is the end of the new policy of Wuxi provident fund loan, and it is also the highest amount of Wuxi provident fund loan policy in 2023. I wonder if you have found the information you need?