The bank card number is provided to the micro-loan and cannot be cheated. Micro-loan users need to provide personal data and credit report, and need their own bank card number to apply for loans. If it weren't for my operation or the disclosure of personal data, it is generally impossible to borrow money through micro-loans only by bank card number.

1. Micro-loan can be opened on WeChat or mobile QQ, and the white list invitation system is adopted. If you want to open a small loan, you can only apply for a small loan if you improve Tencent's credit score through daily credit accumulation and meet the requirements. If you can't meet the opening requirements, you won't see the entrance of microfinance application. Eligible friends can refer to the following opening methods:

1, QQ micro-loan opening method: enter QQ wallet, find micro-loan in financial management, and enter payment password to check personal loan amount.

2. Opening method of micro-credit on WeChat: After entering the "WeChat Wallet" interface, find "I"-"WeChat Wallet"-"Micro-credit" on WeChat, and click "Open" to borrow money.

Second, improve the success rate of online lending.

1. Different loan platforms have different requirements for borrowers. You can choose a suitable loan platform according to your current detailed personal qualifications to ensure the loan application pass rate.

2. Call records should not be all call records of customer gathering, promotion and take-away. Only when there is a real call record can we improve the relevant qualification scores and improve the loan application pass rate.

3. Don't apply for loans too frequently in a short time, especially if you apply for a dozen or even dozens of online loan products a day. Too frequent applications will make everyone's ID card and mobile phone number directly enter the system risk control list. As long as you enter relevant information in the next application, the platform will reject you.

4. The mobile phone number used to apply for online loan should not be a new number. The longer the applicant uses the mobile phone number, the better, because it can verify the stability of the borrower from the side and will not easily lead to overdue. If the mobile phone number is used for a short time, it may even be refused a loan because it does not meet the requirements of the platform.

To sum up, microfinance is a safe and reliable lending platform, and you can borrow with confidence. If you borrow money through other online platforms, you must carefully review it to avoid being cheated.