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Is Changhanghua a formal loan platform?
1. Chang Xinghua's complaints on the black cat complaint platform reached 2587 times. The complaints involve: charging guarantee fees, routine loans, charging handling fees, and beheading interest. One of the users complained: "Changhanghua borrowed 8,000 yuan, and the guarantee fee was 1400. Together with the interest and the so-called service fee of more than 3,000 yuan, the interest reached about 40% ... "The user added the complaint:" In addition to the so-called guarantee fee, Changhanghua also called my parents, which seriously affected my life. I will complain to the CBRC. "

2. Changhanghua is a very well-known credit platform product. Changhanghua usually makes the next payment at 9- 10 the morning after the user approves it. Changhanghua is a financial online loan platform, which mainly provides financial assistance to users with financial needs. For example, some users with good credit can also enjoy some loan concessions.

Changhanghua is a credit loan provided by Shanghai Daihai Financial Information Service Co., Ltd. for personal consumption. God was buried Brothers products belonging to the same company as Laokouzi. Judging from the market feedback, Changhanghua's recent loan situation is still very good, and there are many real loan cases every day, which can be regarded as a more formal and reliable credit product. At present, the maximum amount of application is 50,000 yuan, and the longest service period can be divided into 12 months. In terms of interest, if you apply for 10000 yuan, it will take 9 months, for example, 22 16.46 yuan will be repaid in the first month and147.53 yuan will be repaid in the next 8 months.

4. What loan conditions are required to apply for this product? Changhanghua is open to users who are 20-45 years old, have been in real-name registration system for more than 6 months, have good big data and stable income. In the application process, the borrower needs to provide information such as identity authentication, mobile phone operator, work information, savings card, personal basic information and so on. The whole approval process is automatically approved by the system, and there is basically no telephone call back, and the approval result will be issued soon. If the amount is approved, it can be withdrawn to the account on the same day.

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