Refers to the lpr interest rate plus 1.23%. Lpr plus 123 basis points means that when users apply for loans, the actual loan interest rate will increase by 1.23% on the basis of lpr interest rate. One basis point is 0.0 1%, plus 123 basis points, it is 1.23%.

2. What does 2.lpr plus 123 basis points mean?

Refers to lpr interest rate plus

Lpr plus 123 basis points means that when users apply for loans, the actual loan interest rate will increase by 1.23% on the basis of lpr interest rate.

One basis point is 0.0 1%, plus 123 basis points, it is 1.23%.

3. What does it mean to pay floating interest rate plus 0.2 basis point?

0.2 basis point is the difference between the quoted interest rate of LPR and your actual interest rate.

For example, the quoted interest rate of LPR is 4.8%, and your interest rate is 5%. If converted, the difference is 0.2%(20 basis points). In order to make the new interest rate consistent with the original interest rate, it is necessary to add a new interest rate. Write in the column of interest rate: LPR4.8%0.2% or LPR4.8%20.

4. What does 4.lpr plus 123 basis points mean?

Lpr plus 123 basis points means that when users apply for loans, the actual loan interest rate will be added to the lpr interest rate, and one basis point is 0.0 1%. If LPR=4.8%, plus 123 basis points, the actual loan interest rate will be 4.8% 1.23.