1.( 1) The quarterly interest of a bank loan of 50,000 yuan is 768.75 yuan.

(2) Reason: Bank interest is calculated on a monthly basis.

Monthly interest = loan amount x annual interest rate/12

At present, the benchmark interest rate of the central bank is 6. 15%, and the monthly interest rate of a loan of 50,000 yuan is:

50000 x 6.15%/12 = 256.25 yuan.

2. The latest benchmark interest rates for central bank loans are as follows:

(1) Loans within six months (including six months) 5.60

(2) The loan for six months to 1 year (including 1 year) is 6.00.

(3) Loans for one to three years (including three years) 6. 15

(4) Loans for three to five years (including five years) 6.40

(5) Loans for more than five years 6.55

(6) At present, the 1 year loan interest rate stipulated by the People's Bank of China is 6%, but it is not exactly the same among banks, and may fluctuate up and down.

3. Bank loans refer to:

(1) An economic behavior in which banks lend funds to people in need at a certain interest rate according to national policies and return them within the agreed time limit. Moreover, in different countries and different development periods of a country, the types of loans classified according to various standards are also different.

(2) For example, American industrial and commercial loans mainly include ordinary loan limit, working capital loan, standby loan commitment and project loan, while British industrial and commercial loans mostly take the form of bill discount, credit account and overdraft account.

2. What is the interest rate of commercial housing loan in Chongqing?

If it is the first suite, the commercial mortgage interest rate in Chongqing generally rises by about 15% on the benchmark interest rate of commercial loans, with a maximum rise of 20% and a maximum rise of 25% for the second suite. The benchmark interest rate for commercial loans is 1, and the interest rate for loans within one year is 4.35%; 2. The loan interest rate for one to five years is 4.75%; 3. The interest rate for loans over five years is 4.90%. If the borrower's loan interest rate rises by 15% and the loan time is 10 year, the floating interest rate is 4.90 %× (115%) = 5.635%.

3. What is the commercial loan interest rate of Chongqing Bank?

The commercial loan interest rate of Chongqing Bank rises on the basis of the benchmark interest rate of commercial loans. The floating range is determined by Chongqing Bank, but most of the floating range is 0.5 to 2 percentage points. The benchmark interest rate for commercial loans is:

1. The loan covers one year, and the benchmark interest rate for commercial loans is 4.35%.

2. The loan term is one to five years, including five years, and the benchmark interest rate for commercial loans is 4.75%.

3. The benchmark interest rate for commercial loans over five years is 4.90%.

The above interest rate attack reference is based on the internal interest rate value of the loan contract.

Fourth, Chongqing commercial loan interest rate inquiry?

The commercial loan interest rate of Chongqing Bank rises on the basis of the benchmark interest rate of commercial loans. The floating range is determined by Chongqing Bank, but most of the floating range is 0.5 to 2 percentage points. The benchmark interest rate for commercial loans is:

1. The loan covers one year, and the benchmark interest rate for commercial loans is 4.35%.

2. The loan term is one to five years, including five years, and the benchmark interest rate for commercial loans is 4.75%.

3. The benchmark interest rate for commercial loans over five years is 4.90%.

The above interest rates are for reference only, subject to the interest rate in the loan contract.