1. Consult the bank: You can contact the customer service department of the bank or the relevant person in charge for specific information to find out whether the bank is taking measures to improve its financial situation.

2. Investigate the bank's reputation: you can know the bank's reputation and reputation through search engines or related institutions, and evaluate whether the bank is a safe and reliable partner.

3. Seek other lenders: If you are uneasy about the financial situation of the bank, you can consider seeking other lenders. When choosing a new lender, it is recommended that you conduct full investigation and comparison to ensure that your interests are protected to the greatest extent.