Bank of Zhengzhou individual housing loan refers to the loan granted by the Bank to natural persons with credit funds for purchasing individual housing and commodity housing (including first-hand housing and second-hand housing).

Direct customers, property buyers directly to the bank loans, the third party to provide joint and several liability guarantee, not restricted by the real estate developers designated bank loans.

Intermittently, property buyers can only lend to banks that have cooperative relations with real estate developers or intermediary platforms, and the developers or intermediary platforms or cooperative insurance companies provide staged joint and several liability guarantees.

Faster, refers to the developer from the beginning of obtaining the pre-sale permit of commercial housing to the end of obtaining the real estate license. The commercial houses in this period are called faster houses.