1. Judge whether an individual meets the conditions for applying for housing provident fund withdrawal;

2. According to the individual application conditions, prepare the corresponding application materials to prove that they meet the extraction conditions;

3. After preparing the application materials, apply to the local housing provident fund management center and submit the materials. Provident fund withdrawal refers to the behavior of employees to withdraw the balance stored in their housing provident fund accounts in accordance with regulations.

Conditions for employees to withdraw housing provident fund:

1, purchase, build, renovate and overhaul owner-occupied housing;

2. Repay the principal and interest of the owner-occupied housing loan;

3. Houseless workers pay the rent for self-occupied housing;

4. Pay the down payment for the purchase of affordable housing and price-limited housing in this city;

5, the city's existing multi-storey residential elevators;

6. Enjoy the urban minimum living guarantee;

7, family members due to major traffic accidents, major diseases and other emergencies, medical expenses are too high, resulting in serious difficulties in family life, in line with relevant policies and regulations;

8. Retired;

9. Leave the country to settle down;

10, completely losing the ability to work, and terminating or dissolving the labor relationship with the unit;

1 1. If the labor relationship with the unit is dissolved or terminated and it is not stored in a different place, it will be sealed for half a year;

12, the employee died or was declared dead;

13. Other circumstances stipulated by the Housing Provident Fund Management Committee.

To sum up, the withdrawal of provident fund means that the depositor goes to the relevant department to withdraw the provident fund according to the requirements of provident fund withdrawal, and withdraws part or all of the amount in the provident fund account to the personal bank account.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.