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Can I repay the commercial loan first for the portfolio loan?
If you set the same deduction dates for provident fund loans and commercial loans, the provident fund loans and commercial loans in the portfolio loans will be deducted in batches, but the deduction time range is short and the order is uncertain.

The automatic deduction method for personal commercial loans is twice a day. The system will automatically deduct once before the loan account is opened on the morning of the repayment date, and make the second automatic deduction after the business ends on the same day (normally, automatic deduction will be started every night 18, so it is recommended that you deposit enough funds in advance to avoid overdue), and repay the loan account arrears according to the principle of "as much as you can deduct" (in case of deduction as usual on Saturday, Sunday and legal holidays, do not do it.

Please consult the provident fund management center in detail for the deduction time of provident fund loans.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

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