1. First, consider the following solutions:
-Make a good financial plan and budget to ensure that the monthly repayment amount does not exceed your financial ability.
-Get in touch with the borrower or loan platform, raise difficulties and seek repayment negotiation, and try to extend the repayment period or reduce the monthly repayment amount.
-find other sources of income, such as part-time and sideline jobs, and increase monthly income to pay off debts.
-Consider applying for low-interest bank loans or borrowing from relatives and friends to repay the online loan debt in one lump sum.
2. Avoid the following behaviors that may increase the burden:
-Don't evade the debt problem, but actively communicate with creditors to avoid generating greater interest and late fees.
-avoid using high-interest loans or other illegal channels to repay online loan debts, so as not to cause greater economic burden and legal risks.
3. In addition, the following supplementary measures can be considered:
-Seek legal aid or consult professional lawyers, understand relevant local laws and regulations, and ensure their legitimate rights and interests.
-learn financial knowledge, improve self-financing ability and avoid falling into similar financial difficulties again.
Summary: Facing the debt dilemma, it is feasible to make a financial plan, communicate with creditors, increase income sources and obtain legal aid according to personal actual situation. At the same time, maintaining an optimistic and positive attitude and constantly learning and improving their financial management ability will help to gradually get rid of the debt dilemma.
Supplementary information: There may be slight differences in the repayment of loans in each region. It is recommended to seek the help of relevant legal and financial consulting institutions in specific regions.