Phenomenon: the interest rate of the first suite is different, and the second suite 1. 1 times the mainstream.
On 20 12, 19, SouFun reporter called eight banks, including workers, peasants and China Construction, to inquire about the mortgage situation, and found that CCB, ABC, Bank of Communications, Industrial and Commercial Bank of China and bank of tianjin all offered the lowest interest rate discount of 15% for the first home loan, while individual branches of CCB offered 10% discount, while individual branches of ABC, China Merchants Bank and China CITIC Bank did not offer any interest rate discount. As for the second home loan, except Bank of Communications,
Industry: mortgage interest rate or temporary policy adjustment
In the face of rising housing prices, some insiders said that the control measures based on administrative means may be further tightened, and measures such as restricting purchases, loans and prices are strict; There is also the possibility of further tightening mortgages. Three sets of loans continue to be suspended, and the first set of loan interest rate concessions may be reduced or cancelled. The biggest adjustment area may be the second loan, which is likely to increase the down payment and interest rate.
At the same time, some bankers reminded buyers in an interview that buyers who use provident fund loans can consult CCB more, and the interest rates implemented by different branches are not the same. It is not a bad thing for buyers to consult more. Referring to the rumors of the adjustment of the second home loan, the banker said that at present, no notice has been received, and the current mortgage interest rate is basically the same as in previous years, without much change.