You can pay in advance. Repayment supports partial principal prepayment and full principal repayment. When repaying some loans, you can enter the principal amount to be repaid by yourself, and the system will automatically calculate the interest generated on the prepayment date. The outstanding loan principal will also bear interest and will be deducted when repaying in advance.

The calculation method of prepayment is as follows: according to the loan balance at the time of prepayment * loan days * loan daily interest rate (annual interest rate displayed to customers /360), for example, the loan balance of customers is 654.38 million yuan (annual interest rate is 6%), the loan term is 3 months, the loan is repaid in advance on the 30th day, and the interest generated by prepayment is 654.38+000000 (loan balance at the time of repayment).

Interest on the remaining principal after prepayment is still calculated at the original interest rate.

You can prepay several times.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.