1. Specific identity information of the applicant and lender, such as name and address;

2 reasons for applying for a loan, loan amount, purpose, loan term, etc. ;

3. Finally, the applicant and the lender shall sign and confirm, and indicate the date.

legal ground

Article 670 of the Civil Code

The loan interest shall not be deducted from the principal in advance. If the interest is deducted from the principal in advance, the loan will be repaid according to the actual loan amount and the interest will be calculated.

Article 668

A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.