1. Le Loan is a product of BOC's consumer finance. Credit information will be checked when applying, and will be checked at the loan record meeting after the next repayment. Therefore, the audit of this product is relatively strict. For users with good personal credit and stable jobs, income sources and addresses, the application is easier to pass. However, if the personal credit is poor and does not have certain repayment ability, then the application may be rejected.

2. The approval time of Le Loan is 1-3 working days, and there will be delays on weekends and holidays. It is recommended to apply for this product on working days as much as possible, and submitting your own credit card will also help to improve the audit speed.

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