This may be a system error or a trap. The loan amount is inconsistent with the loan amount, which may fall into the trap of "contract amount" In the loan industry, there are many little-known fire pits, even the most cautious people will fall into them if they are not careful. For example, "contract amount" is the routine that people are most likely to fall into the pit.

The so-called "contract amount" simply means that the signed contract shows that the loan amount is inconsistent with the actual loan amount. For example, the "contract amount" is 10w, but the loan amount is 85,000, and the final repayment is still based on the interest of 10W. I also gave you a variety of products to reduce your vigilance and then tricked you into lending more money. The entrusted credit line is the credit loan line entrusted by the bank. The principal provides funds, and the entrusted bank issues, supervises the use and assists in the recovery of loan business on behalf of the principal according to the loan object, loan purpose, loan amount, loan term and loan interest rate specifically determined by the principal. Customers can be government departments, enterprises, institutions or individuals.

1. The reason why the loan contract amount is inconsistent with the actual loan amount is mainly because there is a situation in the middle: many platforms do not have their own funds as collateral (or some are not qualified to lend), so the platform mainly plays a matching role from the borrower's application to the loan. The platform itself needs to pay the investor's interest and has its own operating costs, so it will charge "platform management fee".

2. Because many customers can't understand and accept the concept of "platform management fee", they feel that they can borrow money to pay interest. Why do they have to pay the platform management fee? In order to avoid this trouble, many platforms will use the difference between the loan contract amount and the actual received amount to make a move. For example, the user approved 6.5438+million, and the card was also 6.5438+million, but the contract amount was 6.5438+0.2 million, and the repayment was based on 6.5438+0.2 million. Some platforms have deeper routines. For example, the user approved 6.5438+million, the contract amount was 6.5438+0.2 million, and the account was also 6.5438+0.2 million. However, the customer was told that the extra 20,000 yuan was the management fee paid by the funder to the platform and asked the customer to return the platform account. In this way, even if there is a dispute in the future, the contract amount of 6.5438+0.2 million and the arrival flow of 6.5438+0.2 million will be used for sophistry.