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Haier consumer finance has been sued. Can we negotiate repayment?
If the borrower receives the short message of Haier's consumer finance prosecution, then remind everyone to pay attention. You can go to the relevant law firm to check whether there are any relevant cases, and then you must know that if you are really sued, you will receive a phone call from the relevant court. After this series of verification, if it is found to be true, it is recommended to negotiate with the lending institution and then take the initiative to repay.

However, if you don't receive a phone call related to the prosecution, you should also pay attention, because generally speaking, the repayment company invited by the lending institution will make corresponding repayment means according to the borrower's overdue severity during the repayment process. For the repayment by sending the prosecution SMS, it also shows the severity of loans overdue to a certain extent, and it is suggested that the borrower repay the loan quickly.

For users who fail to repay Haier's consumer finance loan within the time limit, it may have the following effects:

1. Generate corresponding overdue fees: overdue fees include late fees, liquidated damages, penalty interest, etc. You can see it in the loan contract.

2. Credit investigation: The company reported the overdue negative records to the credit investigation system.

3. Limited use of products: it may affect the use of products, and timely repayment may not be recovered.

Ok, can I ignore Haier's consumer finance lawsuit? I hope so.