List the loan platforms with business licenses as follows:

1, money to spend. Users are required to meet the age requirement of 18-55, and the corresponding second-generation ID card and debit card must be submitted during the application process. It should be noted that the application only supports debit cards, and the application card is also the user's loan bank card, while the ID card cannot be a temporary, expired, first-generation ID card.

2. Fast loans for small and micro enterprises. Small and micro enterprises have fast credit loans, fast mortgage loans, fast pledge loans and fast platform loans. Different small and micro enterprise loan products have different loan amount, loan term and loan interest rate, and of course the corresponding handling conditions will be different. You can log on to China Construction Bank official website and click "Small and Micro Enterprises-Apply Now-Apply for Quick Loan" to view it.

3. Microfinance. Micro-credit is a capital loan service provided by Weizhong Bank for small and medium-sized enterprises. Generally speaking, taxpayer enterprises, small-scale taxpayer enterprises or individual industrial and commercial households can apply for loans. And the upper limit of the loan amount is 3 million, and the annualized interest rate may be as low as 3.6%, subject to the specific data after applying for the loan amount.

Extended data:

1. What materials do you need for a business license loan?

When applying for a loan with a business license, in addition to the business license, the borrower also needs to provide his own identity certificate, marriage certificate and address certificate. , but also must provide more than half a year of bank flow. The more complete the information, the more favorable it is to apply for a loan.

Second, the application process

1. The borrower shall fully prepare the above information and submit it to the lending institution;

2. Lending institutions shall review the materials and conduct pre-loan investigation on borrowers;

3. After investigation, both parties signed a loan agreement;

4. After the agreement is signed, the lending institution issues loans;

5. The borrower repays the loan according to the contract.

Second, the business license

Business license is a certificate issued by the administrative department for industry and commerce to industrial and commercial enterprises and individual operators to engage in certain production and business activities. Its format shall be uniformly stipulated by the State Administration for Industry and Commerce. The registered items include: name, address, person in charge, amount of funds, economic composition, business scope, business mode, number of employees, business period, etc. Business licenses are divided into originals and duplicates, which have the same legal effect. The original shall be placed in a prominent position in the company's domicile or business premises, and the business license shall not be forged, altered, leased, lent or transferred. Without a business license, industrial and commercial enterprises or individual operators are not allowed to start business, engrave official seals, sign contracts, register trademarks or advertise, and banks are not allowed to open accounts.

What are the platforms for corporate loans in Guangzhou? Look at these models.

As the capital city of Guangdong, Guangzhou's economy has developed rapidly, and many enterprises have settled in. Whether it is production, operation or scale expansion, it usually relies on corporate loans to obtain financial support. There are many corporate loan platforms in Guangzhou. Let's take a look.

I. Banking platform

All major banks in Guangzhou Branch have commercial loans, and the product categories are relatively rich. Common ones are these:

1, Guangfa Bank: a local bank in Guangdong, an enterprise registered in Guangdong, which can lend money if it meets the requirements. Products include e-commerce loans, science and technology loans, political loans, rapid financing and so on.

2. Agricultural Bank: It can provide small loans, simple loans, technology loans, linked loans, silver ticket loans, smart loans and other types of loan products for small and medium-sized enterprises in Guangzhou. It is suggested that matching loan products should be selected according to the enterprise's own conditions.

3. Weizhong Bank: Weizhong Bank's well-known corporate loan is called Weizhong Industrial Loan, which is a credit loan granted according to the company's tax payment. Guangzhou can also develop its business, and business owners need to apply online through the official WeChat account of Weizhong Bank.

Second, the finance company.

1, Alipay: Online commercial loan to pay, which is a commercial loan product specially issued for Taobao stores. The maximum amount is 2 million yuan. The borrower is required to be over 18 years old, with good credit, a certain level of revenue and good operating conditions.

2.360 Finance: There is a pure credit loan product called 360 gold bars with a maximum amount of 200,000 yuan. Although it is not a special enterprise loan, business owners can apply in their personal capacity. The loan term is 1 year, and the daily interest rate of the loan is as low as that of Zhaolian Finance: there is a pure credit loan-Zhaolian good term loan with a maximum amount of 200,000. The application is relatively simple, and the age is between 23 and 23.

What platforms are there for corporate loans?

Corporate loan platforms include Mo Long, Weizhong Bank and China Construction Bank. Mo Long is recommended. The company's unsecured loan is the fastest 1 day, and the apartment store can apply for a loan within 2 hours at the earliest.

Advantages of corporate loans:

1, the cost is low, and bank loans belong to a category with relatively low cost, not only the interest rate is low, but also the agency fee or handling fee is much lower. The most important thing is that it is safe and reliable, and it is basically not routine. Moreover, it is possible to obtain certain loan interest rate concessions when applying for corporate loans in banks.

2, the amount is high, there is usually no upper limit for applying for corporate loans in banks, and how many loans enterprises can get mainly depends on their strength. Therefore, as long as enterprises meet the loan conditions of banks, almost all the enterprise loan quotas they want to apply for can be met.

Enterprise loan platforms include the following:

1, Ping An Pratt & Whitney: The loan platform of China Ping An Collection is rich in loan products, mainly providing mortgage loans and credit loans, with a maximum loan of 300,000 yuan.

2. CreditEase Huimin: CreditEase's loan platform provides mortgage and credit loan services, and individuals can borrow up to 200,000 yuan.

3. Paipai Loan: Paipai Loan is a listed company that provides various loan services such as micro-loans and credit loans. The initial loan amount is 500,000-30,000 yuan, and then the maximum loan amount is 200,000 yuan.

4. Jiufu: Jiufu is an integrated service platform for Internet finance. It owns a variety of loan products such as Jiufu Wanka, Jiufu Chaoneng, Jiufu Chaoneng and Jiufu Dingdang. The maximum loan amount can reach hundreds of thousands.

What are the loan platforms for small and micro enterprises? Find the answer here.

At present, many small and micro enterprises or individual industrial and commercial households have the courage to start businesses, and the development prospects of the project are good. Because of the initial problems, they became difficult to operate and unable to maintain. They urgently need the help of loan platforms, but they don't know which loan platforms. Therefore, today I will give you a brief introduction to the small and micro enterprise loan platform.

1, 360 micro-credit loans

It is a formal micro-finance brand under 360, providing online large-sum capital loan services for the majority of small and medium-sized enterprises, with a maximum loan of 300,000, the fastest application for 5 minutes in 3 minutes and the longest repayment in 24 installments. Unsecured and unsecured, you can apply at the age of 20-55, whether it is an e-commerce merchant or an entity entrepreneur.

2. Online commercial loans

It is a loan platform for small and micro operators launched by the online merchant bank under the Ant Group. Online merchant banks are the first batch of formal licensed private banks in China. The maximum loan amount of online merchant loans is 300,000 yuan, which will be repaid as soon as possible, and there is no handling fee for early repayment.

3. Microfinance

It is a loan product of Weizhong Bank controlled by Tencent. General taxpayers, small-scale taxpayers or individual industrial and commercial households can apply. It is purely online. Submit the application-get the quota-borrow immediately, up to 3 million yuan, the fastest 1 minute.

4. Small and micro fast loans from China Construction Bank.

It is a loan service provided by China Construction Bank for small and micro enterprise customers. Loan products include small loans, tax easy loans and so on. Small loans can only be applied with the business license issued by the national industrial and commercial department, with a maximum loan of 5 million yuan and a loan period of no more than 1 year. Need mortgage guarantee. Tax Easy Loan is specially provided for high-quality small and micro enterprises paying taxes. The maximum loan amount does not exceed 3 million yuan, and the loan period does not exceed 1 year.

All of the above are loan platforms suitable for small and micro enterprises. In addition, many commercial banks have loans for small and micro enterprises, such as the commercial loans of China Merchants Bank, so you can choose a more suitable one.

What corporate loan platforms are there in Kunming, Yunnan? Common ones are these

Kunming, Yunnan has four seasons like spring and a pleasant climate, which makes many tourists yearn for it. With the rise of tourism, a large number of tourism companies came into being. They are bound to lack funds in the course of business. Coupled with favorable policies for small and medium-sized enterprises, more and more enterprises will lend for better development. There are many platforms that can provide corporate loans for Kunming. Let's take a look here.

What corporate loan platforms are there in Kunming, Yunnan?

There are three main channels for corporate loan platforms in Kunming: commercial banks, loan companies and online lending platforms.

1, commercial bank:

Generally, they are local branches that can provide loans in Kunming, such as China Construction Bank, Bank of Communications and Minsheng Bank. It is said that in February 2020, they have provided nearly 100 million yuan of financing for 47 enterprises in Kunming High-tech Zone, including credit loans, mortgage loans and pledge loans.

There are many advantages in handling enterprise loans in commercial banks, such as high loan amount, long loan period and low interest rate, but it is difficult for enterprises with poor qualifications to get loans because of the high threshold, long approval time and complicated process of commercial banks.

2. Private loan companies:

Private loan companies have low corporate loan threshold and relatively simple process. They are the most selected loan platforms for many small and medium-sized enterprises. But the interest is high and the term is short, which is only suitable for the short term. The important thing is that the qualifications of loan companies are different, so we must choose companies with formal loan qualifications.

3. Online lending platform

Generally speaking, online lending platforms have the characteristics of low application threshold, simple review process and fast payment. Wechat business loan and micro-business loan, which we are familiar with, are also considered as a kind of network loan, which can provide credit loans for small and medium-sized enterprises.

How to handle enterprise loans? What are the corporate loan platforms?

The process of enterprise loan processing is to submit an application-bank or platform review-sign a loan contract-issue a loan-repay on time. Mo Long is recommended for the enterprise loan, and the enterprise tax bill loan can be 5 million yuan in 30 minutes.

The basic information required for enterprise loans are:

1. Business license, organization code certificate, account opening permit, tax registration certificate, articles of association, capital verification report and loan card;

2. Annual reports for the last three years, financial statements for the last three months and company notes for the last six months;

3. Business premises lease contract and proof of rent payment, and water and electricity charges for the past three months;

4, nearly six months of tax bills, signed the purchase and sale contract (if any);

5. Proof of assets under the name of the enterprise.

For more information about corporate loans, please consult Mo Long. With its strong financial technology research and development capabilities, Molong can now complete all the operations of the epidemic through Molong's loan. During the epidemic, Moerlong will make full use of scientific and technological capabilities to minimize risks and improve efficiency to the fastest. In addition, Moerlong promises that the electronic agreement signed by customers online will be encrypted and protected by law; All products come from licensed financial institutions, and the fees are reasonable and transparent; The platform provides a compliant margin model to speed up the loan approval of financial institutions.