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How many times can the term of provident fund loan be changed? Introduction to loan life rules
Due to the different rules in different places, such as:

1 Requirements for the change of provident fund loan period in Fuyang City: the loan period of provident fund cannot be changed directly. If the loan period needs to be shortened, some prepayment services are needed, and the first repayment cannot be less than 20,000 yuan.

2 Requirements for changing the loan term of Changsha Provident Fund: Employees can apply for changing the loan term, extending or shortening the original loan term after normal repayment 12, but they can only apply for changing the loan term 1 time within the loan term.

3 Shaoxing provident fund loan term change requirements: the loan term can only be shortened, and the housing provident fund loan repayment is over 1 year and there is no default of principal and interest before applying for change. The monthly repayment amount after the loan term is changed should be within the repayment capacity recognized by the local housing provident fund management center, and the same loan can only be applied for twice at most.

4 Requirements for loan term change of Wuhan Provident Fund: Loan employees can apply for 1 loan term change every year, and can handle it normally at other times except 1 month every year. Before changing the loan term, it is necessary to calculate the change of the loan term every month according to the actual repayment ability of the family, and refer to the calculation results to reasonably determine the new loan term.