1. Loan interest rate: Project annual interest rate (%) 1. Short-term loan within one year (including one year) 4.35 2. Medium- and long-term loan between one and five years (including five years) 4.75 More than five years 4.90 3 , provident fund loan interest rate annual interest rate % for five years or less (including five years) 2.75 for more than five years 3.25 According to the regulations of the People's Bank of China, the current loan interest rates of various banks can float freely, so the loan interest rates of various banks' loans will be It’s not the same, the interest you need to pay for the loan is more or less. 2. Conditions for applying for bank loan business: 1. Natural person between 18 and 65 years old; 2. The actual age of the borrower plus the loan application period should not exceed 70 years old; 3. Have a stable career, stable income, and the ability to repay the principal and interest of the loan on time; 4. Have good credit, no bad records, and the loan purpose is legal; 5. Meet other conditions stipulated by the bank. If you meet the above conditions, you can apply for a loan at a local bank.