Personal pledge loan: the minimum loan amount is 5,000 yuan, and the maximum loan amount does not exceed 90% of the pledged amount.

Personal property mortgage comprehensive consumption loan: the loan term shall not exceed 3 years, and the maximum principal and interest of the loan shall not exceed 70% of the assessed value of the collateral.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation. Loan refers to the financial behavior that the creditor (or lender) transfers the right to use funds to the debtor (or borrower).