It is reported that the previous real estate mortgage registration and mortgage loans need to go through the process of "bank-registration agency-bank". After Hunan Province provides "one-stop" service through the mutual establishment of real estate mortgage registration and mortgage loan service points, the mortgagor can sign a contract, apply for loan approval and handle real estate mortgage registration at the same time only by going to the bank and submitting materials, and the mortgage registration application and loan approval business can be seamlessly connected.
According to the deployment, Hunan Province will streamline the application for real estate mortgage registration and loan approval materials, establish a centralized inspection and electronic license system, and optimize the relevant business procedures. And carry out accurate services, expand the scope of cooperation between loan and mortgage registration business, and further facilitate enterprises to handle matters.
After the implementation of "Internet plus real estate mortgage registration", enterprises and people in Hunan Province can sign contracts, apply for loan approval and handle real estate mortgage registration simultaneously, enjoy "one-stop" service, and realize "zero run" and "no meeting" in real estate mortgage registration.
At present, there are 3 1 real estate registration agencies in Hunan province, which have realized the front of mortgage registration window and opened 784 mortgage registration ports or handling points in banks. Changsha Real Estate Registration Center has cooperated with banking financial institutions such as China Construction Bank, Minsheng Bank, Shanghai Pudong Development Bank, Changsha Bank, Ping An Bank, China Everbright Bank, Bank of Beijing and Ping An Financial Insurance. By the end of 2020, Hunan Province will strive for cities and counties to extend the real estate registration service to banks and realize "Internet plus real estate mortgage registration".