Companies are established in counties (cities, districts), and the names are composed of the names of county-level administrative divisions or place names, shop names, industries and organizational forms (limited liability companies or joint stock limited companies). The company name shall not use administrative divisions above the county (city, district). If it is really necessary to use it, it shall contain the name of the administrative division of the county (city, district) where it is located (two or more administrative divisions are used together) and report to the industrial and commercial registration authority of the first administrative division for approval.

To establish a company, the following conditions shall be met:

(1) Its registered capital meets the requirements. The organization form is a limited liability company with a registered capital of not less than100000 yuan, of which the national and provincial key poverty alleviation and development counties are not less than 5 million yuan; The organization form is a joint stock company with a registered capital of not less than 20 million yuan, of which the national and provincial key poverty alleviation and development counties are not less than100000 yuan. The above registered capital is all monetary funds, which shall be paid in full by the investors or promoters 1 time, and shall not be withdrawn in any way during the operation period.

(2) Senior management personnel are qualified. In addition to meeting the requirements stipulated in the Company Law, the chairman and vice-chairman should also be engaged in relevant economic work for more than 5 years or engaged in banking work for more than 2 years, and have a college degree or above; The general manager and deputy general manager shall have been engaged in banking for more than 4 years or engaged in relevant economic work for more than 5 years (engaged in banking for more than 2 years in * * * *), and have a college education or above; Directors should have the knowledge, experience and ability to perform their duties.

(3) Shareholders meet the quorum requirements. A limited liability company shall be established by capital contribution of shareholders with less than 50 persons; A joint stock limited company shall have two to two hundred promoters, more than half of whom shall have domicile in China.

(four) there are staff with corresponding professional knowledge and experience, including those familiar with agriculture and rural economic work.

(5) Having articles of association that meet the requirements and necessary internal organization and management systems.

(6) Having business premises, safety precautions and other business-related facilities that meet the requirements.

(seven) other prudential conditions stipulated by the provincial government financial office.

2. Can I apply for a commercial loan from a microfinance company with the provident fund?

The loan amount transferred to the provident fund shall not be higher than the original commercial loan balance), and the maximum loan amount is easy loan. China is an online platform for applying for loans, and there are1more than 20 banks/microfinance companies in China.

3. How to apply for a company business license?

A company refers to a limited liability company or a joint stock limited company established by natural persons, enterprise legal persons and other social organizations according to law that does not absorb public deposits and engage in business.

The shareholders of the company shall be domestic natural persons, corporate legal persons or other social organizations, of which the largest shareholder shall be a natural person, corporate legal persons or other social organizations in the county where the company is located. People with criminal records and bad credit records may not become shareholders of the company.

As a shareholder of a company, a domestic enterprise as a legal person shall meet the following conditions:

(a) registered in the administrative department for Industry and commerce, with legal personality;

(2) Having a good social reputation, good credit record and tax payment record;

(3) It is in good financial condition, and it is profitable in the whole fiscal year before it becomes a shareholder;

(4) The sources of the shares are legal, and the shares are actually owned, and the borrowed funds or the funds entrusted by others shall not be used for shares;

(5) Having strong management ability and financial strength;

(six) other conditions required by the municipal competent department.

As a shareholder of a company, a domestic natural person shall meet the following conditions:

(1) Having full capacity for civil conduct;

(2) Having a good social reputation and credit record;

(3) The shares have legal sources and are physical assets, and the borrowed funds or the funds entrusted by others shall not be used for shares; (4) Market owners

Other conditions required by the administrative department.

Other social organizations in China, where the investment company is located, shall abide by the relevant provisions of the state on the investment management of other social organizations, have a good social reputation and integrity record, have the qualification of investment subject and have financial strength, and shall not use borrowed funds or funds entrusted by others to become shareholders.

The basic conditions and procedures for applying for the establishment of a company are as follows:

To apply for the establishment of a company, in addition to meeting the basic conditions stipulated in the Company Law, it shall also meet the following conditions:

(1) The registered capital of the company comes from real and legal sources, and all of them are paid-in monetary capital, which shall be paid in full by the investor or promoter at one time. The registered capital of a limited liability company is not less than 50 million yuan, and the registered capital of a joint stock limited company is not less than 654.38 billion yuan.

(2) When applying for the establishment of a company, the capital contribution ratio of the main promoters shall not be less than 30% of the total registered capital; The contribution ratio of the remaining individual investors and their related parties shall not exceed 5% of the total registered capital.

(3) The company engaged in must specialize in business and may not run other businesses concurrently.

The procedures for applying for a business license to engage in the company's operation are as follows:

(1) The company to be established applies to the industrial and commercial department for name pre-approval with relevant materials.

(2) The proposed company shall go to the Financial Development Service Office of the Municipal People's Government for approval with the Notice of Name Pre-approval. Companies involving foreign investors (including Hong Kong, Macao and Taiwan) shall handle the approval documents of the Municipal Bureau of Trade and Industry in addition to the approval documents of the Municipal Finance Office.

(3) Where a limited liability company is established, it shall apply for a business license with the documents approved by the Financial Development Service Office of the Municipal People's Government and other relevant materials to the industrial and commercial registration department where it intends to apply for a business place; Where a joint-stock company is established, the approval documents and other relevant materials of the Financial Development Service Office of the Municipal People's Government shall be submitted to the registered branch for business license.

Fourth, how to report the company?

Call their website headquarters first to complain, not the CBRC.

False online or telephone guarantees and fraud in the name of small loan companies abound. Instead of going directly to the company, we will always negotiate online and sign the contract by fax. Even if you send you a copy of the business license and the contract with official seal, it is easy to carve a radish seal (fake official seal) for tens of dollars, and PS business licenses can be done in minutes.

Remind everyone:

It must be handled in different places, online or by telephone or fax.

It is not only necessary to publish information and sign contracts in the name of the company, but also to use personal bank accounts (so-called legal persons, managers and financial leaders) as collection and charging accounts.

To verify the financial strength (repayment ability) and other reasons, you need to deposit money on your own card.