Current location - Loan Platform Complete Network - Bank loan - I applied for a 5,000 loan from Guangxin Puhui. For various reasons, I recharged 5,100 and thought it was a scam so I decided not to get a loan. Does anyone know what’s going on?
I applied for a 5,000 loan from Guangxin Puhui. For various reasons, I recharged 5,100 and thought it was a scam so I decided not to get a loan. Does anyone know what’s going on?

1. I applied for a 5,000 loan from Guangxin Puhui. For various reasons, I recharged 5,100 and felt it was a scam so I decided not to get a loan. Does anyone know what happened?

This is It's a lie. This is an irregular platform. If you don't believe it, you can check online for the following experiences.

What kind of loan company is reliable? How to determine whether a loan company is legitimate?

1. A formal loan company is a non-bank financial institution that is permitted by law and approved by the industrial and commercial department. The conditions for its establishment are also very strict. Logically speaking, loan companies are more likely to cheat under the banner of a company, causing borrowers to suffer. loss. To judge whether a company is genuine, you need to start from its business qualifications.

2. For loans, you should choose a bank and repay the company. Look at the loan amount, borrowing requirements, borrower threshold requirements and repayment methods to choose the loan method that suits you.

3. The most important and most versatile thing is never to pay any fees. Formal lending institutions only charge when they lend money. Any company that collects money under various names before lending money must be careful. Go to the website of the local industrial and commercial bureau of the loan company to check the business status of the loan company to see if it has business qualifications; see if the company has a fixed office location and fixed telephone number, and be wary of companies with only one mobile phone number.

4. Those companies that claim to be open 24 hours a day are probably having problems. No formal loan company's working hours are stipulated in this way. The working hours are not regular, and public companies still sign contracts and negotiate with some loan companies that only provide telephone and QQ. If the conditions are particularly loose, for example, no mortgage, no guarantee, no proof of salary and income are required, just say that they can lend you a loan, and be especially careful about the payment, as they all need to be guaranteed to be repaid. Those who say you only need to provide ID are liars. Charities can’t be like this either!

5. A formal small-amount company is of course a reliable small-amount teaching company. If you are unfortunately deceived during the loan process, please be sure to take up legal weapons in time to protect the self-lending company to avoid others from sweating

2. Is Inclusive Loan Reliable? Personal Experience Sharing

1. It is unreliable, so don’t try it easily. It’s better to look for a reliable platform. A simple and popular understanding of a loan is borrowing money that requires interest.

2. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds according to certain interest rates and must be returned. Loans in a broad sense refer to the general term for lending funds such as loans, discounts, and overdrafts. Banks invest their concentrated currency and monetary funds through loans, which can meet the society's need for supplementary funds to expand reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

3. Is Guangxin Puhui reliable?

A reliable company, Guangzhou Guangxin Puhui Co., Ltd. was established on 2014-07-30. The legal representative is He Zhaojun, the registered capital is 500 million yuan, and the unified social credit code is 91440101304787535Y. The company's address is located on the first floor and attic of No. 163 Changdi Avenue, Yuexiu District, Guangzhou. The industry is monetary and financial services. The business scope includes: business (specific business projects are subject to approval issued by the financial management department); financing to small, medium and micro enterprises Consulting services