1. Instant financial loans will not generate penalty interest, that is, overdue interest, which is the penalty interest generated by loans overdue. The general operation is to increase the penalty interest by 30%-50% on the basis of the original loan interest rate. ? Once overdue, it will increase the repayment pressure of the repayment person. The longer the overdue period, the more repayment requirements. ? The most direct consequence of financial non-repayment is high interest rate. ?

2. Second, for customers who have not repaid their loans for more than three months, the Finance Department directly under the Ministry will prosecute the customers who have not repaid their loans. The court will take compulsory measures to freeze the lender's deposits and carry out asset liquidation to repay the lender's losses. If the circumstances are serious, the court will also impose legal sanctions. ?

3. Customers who don't repay the financial loan immediately will not be able to enjoy the preferential loan policy. ? Generally speaking, high-quality borrowers with good credit are more likely to get loans with lower expected annual interest rates. If the borrower has suffered credit losses due to loans overdue, it is difficult to reach the lower expected annual interest rate of the loan even if the loan is obtained. ?

4. Spot financing in loans overdue takes too long. Instant finance will send people to collect money, which will affect personal reputation and life.