How much does it cost to mortgage the car to the pawnshop?
Under normal circumstances, borrowers send their cars to pawn shops to apply for mortgage loans, the amount of which is not as good as that of bank automobile mortgage. From the reality, pawnshops can provide borrowers with up to 60% of the assessed value of mortgaged cars. Suppose the appraised value of the borrower's car is 6,543,800 yuan, and the borrower's maximum loan amount is 600,000 yuan.
Pawnshops generally have higher mortgage interest rates than banks. Assuming that the bank's three-year loan interest rate is 0, the pawnshop will generally rise by 24%, that is, if the borrower applies for a loan of 600,000 yuan, then according to the loan interest rate, the one-year loan interest will be 35,340 yuan.
Can I get a loan without a green mortgage car?
There is no Green Paper for mortgage vehicles, because when applying for mortgage loans, the Green Paper is deposited with lending institutions. At this time to apply for a loan, you still need a green copy for mortgage registration. You can't apply for a mortgage without a green copy. There are also some loans, as long as you provide a green copy, you can apply for loans. However, the Green Paper is not in the hands of the owners themselves, and it cannot even be provided as loan information to the lending institutions for review.
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