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Which bank in Cixi can apply for credit loans?

All major banks can handle it.

The formal bank process is: first, the borrower needs to submit a series of materials other than ID cards to the bank, including (1) loan application approval form;

(2) Proof of residential address; (3) Proof of occupation and income; and other information specified by the bank. Secondly, after the bank reviews the application materials submitted by the borrower, the two parties sign a loan contract. Finally, the bank issues the loan to the borrower by transfer.