In order to deepen the reform of "delegating power, delegating power, delegating power, delegating power, delegating power, delegating power and optimizing services", optimizing the business environment, strengthening services that are convenient for the people and enterprises, and making it easier for the people to do things, our province has further simplified the materials and processes for housing provident fund business.

It is understood that in terms of collection business, newly established enterprises can register housing provident fund unit accounts with "zero" materials. In terms of withdrawal business, the "retirement certificate" material will be cancelled. In terms of loan business, when applying for a loan to purchase a second-hand house, the "bank transfer voucher and deed tax" materials will be cancelled. In addition, we have also streamlined the business on materials such as "Personal account opening application form and bank card", "Application form for change of deposit unit information, business license or unified social credit code certificate, and relevant department approval change notice" to truly Achieve "zero material" application processing.

The following is the full text

Each direct administration bureau:

In order to deepen the reform of “delegation, regulation and service”, optimize the business environment and strengthen services that are convenient for the people and enterprises, we have To serve the masses, further simplify the materials and procedures for housing provident fund business, and the relevant matters are now notified as follows:

1. Collection business

(1) Unit account opening

< p>1. Newly established enterprises can register housing provident fund unit accounts with "zero" materials. The unit managers register the enterprise through the "Hainan e-Registration" platform and simultaneously register the housing provident fund unit account. The unit manager can later complete the relevant payment and deposit information through the online service hall (hereinafter referred to as the "Online Hall") or at the counter and then handle it independently. Deposit business.

2. For existing enterprises, cancel the "unified social credit code certificate or business license, unit legal person identity document and handling personnel identity document" materials to achieve "zero" materials online application processing; or the unit handles Personnel fill in the "Deposit Unit Account Opening Application Form" and apply at the counter.

(2) Open the operation authority of the special administrator's online hall

1. For newly established enterprises, realize the "zero" materials to open the online hall authority of the unit's special administrator. Unit managers register enterprises through the "Hainan e-Registration" platform and simultaneously activate the authority of the unit administrator's online office.

2. For existing enterprises, cancel the "ID card of the specialized preliminary reviewer and reviewer or a copy of the official seal of the unit" materials, and the unit handling personnel shall provide the "Unit Special Administrator Opening (Change) Online Hall" Application form "Application form for permission" can be applied at the counter.

(3) Changes in unit organization code/unified social credit code and other changes cancel the "application form for change of depositing unit information, business license or unified social credit code certificate, and relevant department approval change notice" materials to achieve The special manager of the "zero" material unit will apply at the counter for processing.

(4) Account opening for flexible employment personnel. The "personal account opening application form and bank card" materials have been cancelled, and "zero" materials have been implemented. Employees can provide relevant information at the counter for application processing.

(5) Units will lower the deposit ratio between 5% and 12%. Cancel the "Application Form for Change of Deposit Unit Data".

2. Withdrawal business

(6) When purchasing a second-hand house, withdraw the "tax payment certificate" materials.

(7) Cancellation of "retirement certificate" materials for retirement withdrawal. Achieve "zero" material processing, and enjoy real-time access to employee retirement information through the Internet; because the employee's social security has not been paid for 15 years or the employee's retirement information cannot be verified online, the employee should present the "retirement certificate" and other materials temporarily Cabinet application processing.

(8) If the employee dies or is declared dead, the "employee death certificate or death certificate declared by the court" materials will be withdrawn and cancelled.

3. Loan business

(9) If the basic information of the development enterprise is changed, the "certificates or certificates involving the changed information" materials will be cancelled. If a development company applies to change the company name, collection account, deposit account and other information after filing, the company information can be obtained through online sharing. If the verification is inconsistent or cannot be verified, the development company will provide relevant certificates and handle it at the counter.

(10) The borrower who applies for a housing provident fund loan (hereinafter referred to as the "loan") cancels the "borrower's repayment bank card" material and obtains the repayment account information through the Internet.

(11) Apply for a loan to purchase a second-hand house

1. Cancel the "bank transfer voucher and deed tax" materials.

The buyer and seller agree on the amount of down payment and housing provident fund loan in the existing house sales contract or agreement. The second-hand house property price is determined based on the purchase price stated in the existing house sales contract or agreement and the calculation stated in the general value-added tax invoice issued by the tax department. The lower of the tax price (i.e. the “amount” in the invoice) shall be recognized.

2. Cancel the "seller's real estate certificate or house ownership certificate" materials before the transfer, and submit the buyer's real estate certificate or house ownership certificate after the transfer for loan mortgage. The borrower can apply for a loan before or after the transfer of the second-hand house. If you apply for a loan after the transfer, you must apply within 60 days from the date of issuance of the certificate.

(12) Application for loans for construction and renovation of self-owned housing

Cancel the "state-owned land use certificate or homestead certificate for construction of self-housing, and contract for renovation of self-housing". Applications can only be accepted after the housing construction is capped, and the housing provident fund managers will verify the situation on site.

(13) Application for loan for overhaul of self-owned housing

Cancel the "certificate that self-raised funds are not less than 50% of the overhaul cost, overhaul contract and overhaul budget" materials, and the materials will be provided by the housing Provident fund management staff will verify the situation on site.

(14) Apply for a commercial-to-public loan

Cancel the "repayment details of the past year provided by the original commercial loan bank, and provide repayment details for less than 1 year (since Valid within 1 month from the date of printing)" materials. The housing provident fund administrator verifies the original commercial loan repayment information through the personal credit report.

(15) Repayment of loan principal and interest under special circumstances

Cancel the "bank transfer voucher" material. You can obtain repayment fund arrival information through the Internet. If the corresponding borrower information is not noted when transferring, the borrower needs to provide the "bank transfer voucher" material to apply at the counter.

Special circumstances apply to repayment of the developer's deposit, court-enforced repayment, house auction liquidation repayment, the borrower's death, being declared dead, being declared missing, or losing the capacity for civil conduct. Later, due to the cancellation of the account, I was unable to repay through normal channels.

(16) Add *** to the same borrower after the loan

1. Cancellation of "the borrower dies, is declared dead, is declared missing, loses capacity for civil conduct, etc." supporting information" materials.

2. If the person with the right to own the house is the same as the borrower, cancel the "House Purchase Contract (Agreement)" material.

3. If the borrower’s spouse is added as the same borrower, the “marriage certificate” materials will be cancelled.

Among them, if the owner of the property or the spouse of the borrower is the same as the borrower, you can obtain information through Internet sharing or go to the relevant department for verification. If the verification is inconsistent or cannot be verified, the borrower shall provide relevant certificates.

(17) Change the repayment account number and cancel the "repayment bank card" material. Enjoy access to repayment account information through the Internet.

4. This notice shall be implemented from the date of issuance.

June 30, 2020