Calculate how much it will cost to decorate your home. Now house prices are getting more and more expensive, ranging from hundreds of thousands to millions of a suite. Buying a house is a difficult thing for people who have no savings. So many people choose loans when buying a house. The loan interest rates of the first suite and the second suite are different. So what is the interest rate of the first home loan? Let's take a look with Bian Xiao. 1. What is the interest rate of the first home loan? The average interest rate of the first home loan is 5.43%, which is 1. 1 1 times of the benchmark interest rate, but the interest rates in different cities are different. For example, Shanghai's first home loan interest rate is 5. 16%, Guangzhou is 5.55%, Beijing is 5.47%, Kunming is 5.39%, Fuzhou is 5.4 1%, and Dalian is 5.39%. Second, what should I pay attention to when buying a house with a loan? 1. When applying for a mortgage, you should do what you can. Many people think the more you borrow, the better. This is a wrong thinking, because the mortgage is to be repaid. If you borrow more, it means that you have to pay more interest. Therefore, the loan amount should be selected according to your own situation, so that the pressure of paying interest every month will not be so great. 2. Prepare loan materials in advance. You have to hand in many materials when you borrow money, so you should prepare in advance, so it will be more convenient to borrow money. Loan materials, such as the lender's identity certificate, house purchase contract, social security related certificates, etc. Secondly, if the credit card has a bad record, then the bad record should be eliminated first, or relevant certificates should be issued. 3. Provide true information. The information provided to the bank must be true. If the false information is detected by the bank, the loan will be terminated, and the developer will bear the responsibility for breach of the pre-sale contract and pay a certain penalty. 4. Don't use the provident fund before applying for a loan. If the lender uses the balance in the provident fund before the loan, the balance in the provident fund will become zero, which means that the loan amount is zero and the loan cannot be made, so the provident fund cannot be used before the loan. Enter the area and get the decoration quotation for free. Enter the area and get the decoration quotation for free.

Second, the latest adjustment news of the first home loan interest rate 202 1?

According to the latest data from Shell Data Research Institute, in September of 20021year, the mortgage interest rates in Hangzhou, Nanjing and Shenzhen were raised one after another. Among them, in early September, many state-owned banks and joint-stock banks in Tianjin collectively raised the interest rate of commercial loans for the first home by 5 to 15 BP, that is, to 5% or 5. 1%. The first home loan in cities such as Hangzhou, Nanjing and Shenzhen even exceeded 6%.

In addition to the increase in the interest rate of the first home loan, the interest rate of provident fund loans in many places has also been raised. As we all know, when applying for mortgage, buyers can choose pure commercial loans, provident fund loans and portfolio loans. Among the three loan methods, provident fund loan has the lowest interest rate and the highest cost performance. Therefore, many property buyers will give priority to applying for provident fund loans.

3. What is the interest rate of the bank's first home loan?

You can get a 15% discount for the time being. If necessary, you should submit the information quickly.

4. What is the interest rate of the first home loan?

Calculate how much it will cost to decorate your home.

Nowadays, house prices are getting more and more expensive, ranging from hundreds of thousands to millions for a suite, which is a problem for people without deposits. So many people choose loans when buying a house. The loan interest rates of the first suite and the second suite are different. Let's take a look with Bian Xiao.

1. What's the interest rate for the first home loan?

The average interest rate of the first home loan is 5.43%, which is 1. 1 1 times the benchmark interest rate. For example, Shanghai's first home loan interest rate is 5. 16%, Guangzhou is 5.55%, Beijing is 5.47%, Kunming is 5.39%, Fuzhou Lumuqi is 5.39%, and Dalian is 5.44%.

Second, what should I pay attention to when buying a house with a loan?

1. Apply for a mortgage according to your ability.

When lending, many people think that the more loans, the better. This loan is repayable. The more loans, the more interest you have to pay. Therefore, the loan amount should be selected according to your own situation, so that the pressure of paying interest every month will not be so great.

2. Prepare loan information in advance.

When you take out a loan, you have to hand in a lot of materials and prepare in advance, which makes the loan more convenient. Loan materials, such as the identity certificate of the lender, identity certificate, etc. Secondly, if the credit card has a bad record, then the bad record should be eliminated first, or

Provide true information

The information provided to the bank must be true. If the false information is detected by the bank, the loan will be terminated, and the developer will bear the responsibility for breach of the pre-sale contract and pay a certain penalty.

4. Don't use the provident fund before applying for a loan.

The lender uses the balance in the provident fund before the loan, so the balance in the provident fund will become zero and the loan can be made, so the loan is cumulative.

Enter the area and get the decoration quotation for free.

Enter the area and get the decoration quotation for free.