The loan intermediary service can help the borrower, that is, help the borrower analyze what went wrong, find out where the problem lies, and then solve the difficulties and successfully apply for a loan. If the borrower's credit information is not good, the intermediary company can help the borrower to clearly ask personal credit inquiry questions, and help everyone prepare relevant information in advance to change the bad credit record. If the borrower's income or other running water is insufficient, the intermediary company will inform the borrower that it is reasonable to store running water by itself. However, the borrower must gradually fix the deposit one year in advance, and the amount should be relatively large, and it is not necessary to take it casually.

In addition, borrowers can also apply for some other financial products in the bank, so as to strengthen trade with the bank and improve their overall quality. For example, investing in wealth management products in banks, investing funds in commercial insurance on time, and handling credit cards. These are all possible ways to effectively improve the loan application. If the borrower really has such economic strength, he can also choose a bank to apply for a loan. The threshold for commercial service banks to apply for loans is usually lower than that of state-owned banks, and the threshold for city banks to apply for loans is definitely lower than that of commercial services.