2. Proof of fixed residence and business premises. The certificate of fixed residence can be the real estate license (or the real estate license of parents' names), and the certificate of business place should hold the business license issued by the administrative department for industry and commerce and the business license of related industries, indicating that it is engaged in normal production and business activities.

3. Proof of funds. The loan applicant's investment project requires that he already has some self-owned funds. This is an important condition for banks to measure whether to lend, because the amount of venture loans generally does not exceed 70% of the total liquidity required by lenders for normal production and business activities, purchase of small equipment, franchising, etc.

4. Settlement account. The loan applicant must open a settlement account with the loan bank, and the operating income must be settled by the bank. Moreover, the purpose of the loan conforms to the provisions of relevant national laws and bank credit policies, and shall not be used for other speculative investment projects such as equity.

5. loan guarantee. Loan applicants need to provide certain guarantees, including real estate mortgage, certificate of deposit pledge, third-party guarantee, etc. In addition, they should also provide banks with some information about their credit status, repayment ability and loan investment as much as possible, which will increase the credibility of loans and help them get loans smoothly.

6, good reputation, no bad records.

7. The project conforms to the national industrial policy and regional economic development, and has good economic and social benefits. Entrepreneurs can consult the local labor department if they want to apply. At present, whether individuals pay interest first, then financial subsidies, or financial discount in advance, the relevant scheme has not yet been determined, but financial discount is certain.

Materials needed to apply for Toyota Finance

1. ID card photo, one-inch bareheaded color photo of the applicant recently 1 photo (background color is not required).

2. Identity cards, identity cards of the applicant and the co-applicant.

3. Driver's license, valid driver's license under the name of the applicant or co-applicant.

4. Proof of current residence.

5. proof of income: ① provide proof of income in Toyota financial standard format; (2) Personal bills for the last 6 consecutive months; (3) If the applicant is a 100% holding/sole proprietorship enterprise, the enterprise bill can be used instead.

6. Proof of other assets, ① large time deposit certificate; ② List of stock market value; ③ List of fund market value; (4) Other property certificates. You can also call Toyota Financial Customer Service Hotline: 800-990-6060 for details.