Refers to loans for rural living facilities, agricultural service system, rural circulation system and facilities, and rural public facilities construction. The concept of rural areas here is the same as that mentioned above, that is, "except for the urban administrative areas and towns under the jurisdiction of cities at or above the prefecture level." . The specific content mainly includes the following aspects:

Rural living facilities construction: rural drinking water safety project construction, rural biogas, straw power generation, small hydropower, solar energy, wind energy and other energy construction, rural power grid reconstruction and continuous construction supporting projects, rural highway construction, rural post and telecommunications information network construction, etc.

Construction of agricultural service system: quality, safety and standards of agricultural products, animal epidemic prevention and plant protection, certification and accreditation, and rural economic information application system.

Construction of rural circulation system and facilities: upgrade the wholesale market of agricultural products, standardize the quality classification and packaging of agricultural products entering the market, build a new rural marketing system with centralized procurement and unified distribution of agricultural products, agricultural means of production and consumer goods as the core, build a "thousand villages and thousands of townships market project" and build a chain-type "farm shop".

Rural public facilities construction: it is closely related to the basic needs of farmers and belongs to the construction of infrastructure and services enjoyed or used by farmers. These facilities and services mainly include rural education, health care, culture and entertainment, sports, social welfare and security, administration and community services.