1, the loan must be paid off first. After paying off, we can go to the bank that handles the car installment payment to learn about the mortgage procedures in about 10 working days. If it is a credit card car installment, it is best to call the bank's customer service phone in advance to check whether it has been settled in full. The customer service phone number can be found on the back of the repayment card. For car loans handled by financial companies, you can call the customer service phone number of the financial company you belong to.

2. To obtain a motor vehicle registration certificate, you must hold an ID card. Other possible procedures include motor vehicle driving license and bank repayment details.

3. Go to the local vehicle management office for cancellation of vehicle mortgage. The required materials include: motor vehicle registration certificate, loan settlement certificate issued by the lending institution, lender organization code certificate, motor vehicle mortgage registration/pledge filing application form, power of attorney, and motor vehicle owner's ID card.

It should be noted that, according to the provisions of the tax law, if a vehicle is transferred or relocated, it shall, within 30 days from the date of transfer or relocation, carry the tax payment certificate, motor vehicle registration certificate and other relevant materials of that year and go to the competent local tax authorities in the place of emigration and immigration to handle tax-related matters respectively. However, if the vehicle and vessel tax has not been paid in the previous year or there is tax arrears in the previous year, the relevant tax-related matters shall be handled after paying the tax.