1. If the sesame credit score is not less than 600 points and the user meets the requirements, just upgrade your Alipay wallet to the latest version, and you can use the "borrow" loan function in the "wealth" column of Alipay wallet. 2. Lending Bao is a consumer credit product owned by Ant Xiaowei, and users with sesame score of not less than 600 will have the opportunity to use personal consumption loans.

Second, how to use sesame seeds to divide loans?

How to borrow money?

Third, how does Sesame Credit buy mobile phones in installments?

Alipay Sesame Credit cannot directly buy mobile phones in installments.

But indirectly, some lending institutions can decide whether to give individuals a certain amount of mobile phones in stages according to the personal Alipay sesame credit score. So you can buy mobile phones by stages.

However, there are generally requirements for sesame scores, such as more than 600 points or more than 580 points.

Sesame points represent personal credit to some extent. If the credit score is high, it also partly reflects that the personal credit is good, thus obtaining the right to buy mobile phones by stages.

Fourth, how to use Sesame Credit for sub-lending?

I believe everyone is no stranger to the sesame credit score in Alipay. Sesame Credit is a third-party credit reporting agency under Ant Financial. The higher the user's sesame score, the better the credit. The biggest function of sesame seed points is to apply for loans. So, how to use sesame seeds to divide loans? One: Borrow the cooperation between Sesame Credit and Ant Micro-loan, and the threshold for application is more than 600 points for Sesame. According to different scores, the loan amount that users can apply for ranges from 1000-50000 yuan. The longest repayment period is 12 months, and the expected annualized interest rate on the loan date depends entirely on the sesame credit score for credit review, and the loan can be released within 3 seconds after the review. Second, it is good to borrow money. Guangfa Direct Bank has a joint loan of Mijinrong and Alipay. If the sesame score reaches 700 or above, you can apply for a loan of up to 200,000 yuan. More than 700 points: the daily expected annualized interest rate range is minutes: the daily expected annualized interest rate range is the expected annualized interest rate that will be comprehensively evaluated according to your credit situation. Three: Amoy Qian Bao has many microfinance products that can also be loaned through sesame seeds, and these products often settle in some comprehensive lending platforms, such as Amoy Qian Bao. Users can apply for credit loans by submitting simple information and authorizing sesame credit points. Of course, the higher the sesame score, the higher the credit line. Four: the sesame credit score of good-term loan cooperates with Zhaolian Financial "good-term loan", and the sesame score reaches 700 before applying. The expected annualized interest rate of "Zhaolian Good Term Loan" is up to 200,000, which can be recycled within 3 years, and the longest loan term is 60 months. No mortgage, no guarantee, only personal credit can get a loan. Fast loan, as fast as 1 minute, and loan repayment at any time. Five: In the future, Alipay will provide a credit line of up to 200,000 yuan in conjunction with children's shoes with sesame scores of 600 or above. This service covers 99% of colleges and universities in China and can enjoy 30 days of interest-free. Finally, I would like to remind you that although it is convenient and fast to use sesame loans, the expected annualized interest rate is not low. You must remember to overdraw within your own ability to avoid exceeding your repayment ability and adversely affecting your personal credit.