The difference between the tertiary delivery room and the resettlement room lies in their different meanings. Tertiary housing does not include commercial housing, while resettlement housing is mostly commercial housing. The so-called tertiary housing is a project jointly built by developers, villagers and the government. It is mainly used for commercial land, while resettlement housing means that you own the house on the land, and then it is demolished by the government. This house needs to be demolished, and the demolition developer will compensate you for the house.

Things to note when buying a resettlement house

1. Can you get a loan for a resettlement house?

If you cannot get a loan without a house ownership certificate, you can get a house ownership certificate. loan. It depends on whether different banks are willing to accept mortgages. Some resettlement houses can also apply for loans under provident fund management.

2. Real estate certificate issue:

If the land for resettlement housing is state-owned, you can get a property rights certificate, but for resettlement housing, it is a fund-raising land and you cannot get a property rights certificate. . The sale and purchase of resettlement houses with property rights certificates is legal. If there is no property rights certificate, it will be a house with small property rights, and the home buyer will not have a property rights certificate, which is impossible. Once the owner reneges, the rights and interests of the home buyers will not be protected.

3. Housing quality issues:

Profits from resettlement housing are often locked up, and builders often cut corners to increase profits if they can. Of course, there are also better resettlement housing normal projects, and the quality of such resettlement housing will be relatively better.

4. Transaction time issues:

The government will impose restrictions on the transaction time of many resettlement houses in order to avoid low prices affecting the resettlement houses and shaking the property market. Generally, they are not allowed to be listed for trading within a few years. If the price of resettlement housing fluctuates, in order to obtain greater benefits, the homeowner may transfer the property to a buyer with a higher bid during transfer.

5. Policy factors:

According to relevant laws and policy regulations in my country, usually demolition and resettlement houses can be divided into two major types. Among them, due to the relocation of major municipal projects, the supporting commercial housing built and the medium and low-priced commercial housing purchased. Since this type of property is owned by an individual, it cannot be traded on the market during a certain period of time when you take ownership.