Why do so many people want to go to the bank for work? What's good about banks?

Working in a bank will pay you well and the job will be more stable. However, depending on what position you are in, some may be very stressful and the chance of rising morally is very slim unless you have some foundation.,,

Who is a bank? Why is it called a bank?

Banks first appeared in Europe, and are called Bank in English. The word comes from the Italian Banco (bench). Why did bench evolve into the word bank? It turns out there is an anecdote. In the 11th century, European commerce was on the rise. At that time, Venice and Genoa were the trading hubs connecting Europe and Asia. Businessmen from all directions gathered and currencies of various countries were circulated. In order to identify and exchange currencies, coin dealers appeared. Due to the poor conditions and only one bench in the office, the businessmen called it Banco. Interestingly, when translated into Chinese, it is called "bank", and there is also an anecdote here. It turns out that when this word was introduced into our country, our currency was mainly silver. Long before Western civilization came to China, China already had banks, banks and other commercial banks that engaged in currency business. The word "Yin" became a pronoun for currency, and the word "行" came from a commercial bank, so companies opened by foreigners in China were later called "foreign banks". The earliest mention of the word bank was in the sixth year of Xianfeng in the Qing Dynasty (1856). A book published in Hong Kong talked about "bank money notes". The first bank opened in our country was the "China Commercial Bank" (1897). In 1904, the Ministry of Accounts of the Qing Dynasty (i.e., the Ministry of Finance) petitioned to establish the "Daqing Household Bank", which was renamed "Daqing Bank" in 1908. This was my country's first national bank.

Why do you like the banking industry?

I don’t know much about your professional background or the position you are applying for. However, the bank usually decides your position on the offshore side. But when it comes to why we like banks, there are quite a few things that need to be deceived: 1. Banks are the lifeblood of the country; 2. Banks have a lot of resources; 3. Banks are easier to get into than civil servants; etc.

Why do banks have to open? Together

Because the criteria for location selection of each bank are the same, and the suitable places for opening banks in any city are the same, this leads to the problem of banks clustering together. It has to be close to commercial areas, residential areas, police stations, etc., so there are not many suitable places.

Why do banks encourage people to apply for credit cards?

1. When swiping a bank card, the bank will charge a certain handling fee from the special merchant (this part of the handling fee cannot be passed on to consumers);

2. As long as the customer does not repay the loan on time, High interest will be charged, and it will be charged based on the overdraft amount, not the unrepaid amount;

3. There is also a handling fee for withdrawing cash from a credit card, which is different from a debit card;

4. There is no interest on deposits on credit cards, and banks can enjoy the income from this deposit for free, which is also different from debit cards;

5. For convenience, people Generally, you will apply for a debit card from the same bank to facilitate related repayments. The accumulated deposits on the debit card are also one of the sources of profit;

6. You have used a credit card from a bank for a long time and often go to How do you know about this bank when you receive things with points? Would you not talk about this bank with relatives and friends? Are there other products offered by the bank that you would like to try? ...This is a very cheap and practical advertisement!

Why does China need so many banks?

The initial establishment of banks was not determined by the financial system, but by the subordination system and committees under the State Council

For example When purchasing imported agricultural tools, a letter of credit could not be provided, so the Agricultural Bank of China was opened

For example, when a large-scale project under construction required a guarantee, the China Construction Bank was established

Interview question, why do you want to work in a bank?

Why do you want to work in a bank?

Because I am very interested in the financial industry and I am also optimistic about the development prospects of this industry. I think **Bank can provide me with such a Find your platform.

Why gave up the original factory?

I like the legal affairs profession very much, but the work in legal affairs is not suitable for my personality. I think I am someone who dares to innovate and likes challenges. People, that's why I chose the financial industry as a very challenging and innovative working environment.

What if the interviewer asks me why I want to go to the bank? How should I answer?

Hello, China Public Education is at your service.

Question-answering skills are very important during interviews. You should log in to the Bank of Gansu recruitment website to check relevant questions, accumulate more, and practice more. For questions like why you want to join the bank, you can start from your own ideals, abilities, etc. Answer,

If you have any questions, please feel free to ask Zhonggong Education Enterprise.

Why do banks need to accept deposits?

The poster’s question is so broad, just like asking everyone what the meaning of life is~

Let me briefly talk about my opinion. The source of profits for banks is the difference between deposits and loans. The China Banking Regulatory Commission will Each bank's business has risk control. For example, if a bank has a deposit of 300 million, it may be able to lend a loan of 1 billion. Therefore, without a deposit scale, all its business cannot be carried out~

Why do banks gather in Chengdu?

The China Banking Regulatory Commission has an unspoken rule that if a joint-stock bank wants to open a branch in the east, it must first open a branch in the west. There are even detailed regulations that when opening a branch in the east, it must open a branch in the west and central part. Banks need to expand on a large scale in the east and must first set up branches in the west. The city with the best financial ecology in the west is Chengdu. That is why banks in Chengdu are so crowded. It is difficult for new urban commercial banks to survive, but this It is a strategy. Entering Chengdu is not to make profits in Chengdu, but to cooperate with the strategies of those banks across the country. With the fulcrum in the west, there is no policy control over the expansion in the east. In addition, the development of the west and post-earthquake relief With special policies, the China Banking Regulatory Commission will not be so strict in its approval in Chengdu and Sichuan.