Loan platforms that do not check credit information

Generally, loan products that do not check credit information are online loans, such as Cash Bus, Jiufu Wanka, Laifen, etc. Don't look at credit reports. There are also online loan products that only require a mobile phone number and ID card to apply for. There are also online loans that do not check the credit report:

1. Yijujin:

Yijiejin generally does not check the borrower's credit report and liabilities. Its loan amount is within 1,000 yuan and the term is 14 days.

2. Zhaoshou Loan:

Zhaoshou Loan generally requires only an ID card and no credit history. The loan amount is within 20,000 yuan and the usage period is within 3 months.

3. Palm Flower:

Palm Flower is a loan opportunity with a very low application threshold. The amount does not exceed 5,000 yuan and the usage period is between 7-60 days.

4. Miaonidai:

Miaonidai provides loans within 20,000 yuan, which may not depend on credit and debt, and the term is between 7-48 days.

Of course, the interest rates for loan products that do not depend on credit reports will not be low, and there may be a lot of them mixed in. Therefore, everyone must keep their eyes open when applying to avoid the traps they fall into.

In fact, it is better to maintain your credit for a period of time than to specifically look for loan products that do not check your credit report. Once you improve your personal credit, you will naturally have more channels to apply for loans, and you no longer have to worry about being checked for credit.

Among all current online loans, those that generally cooperate with banks or involve large loans are subject to credit reporting, while most of the remaining platforms are not subject to credit reporting. Similar platforms include Hiqian, Qianzhan, Kuaijin, Paipaidai, Caocaodai, Qianqianmao, Borrowing Money Kuai, Atomic Dai, etc., but none of them are creditworthy.

1. Stronger platforms: Yirendai, Kungfu Loan, Lightning Loan, Wo Lai Dai, You Wo Loan, Block Box, Cao Cao Loan, Jiufu Dingdang Loan;

2. Platforms suitable for students: Famous School Loans, Jiurong Finance, Xintong Dai, Aixuedai;

3. Platforms focusing on installments: Chengcheng Baitiao, Lvmama Baitiao, Miao Baitiao, Quduiba , come in installments, 99 installments.

What are the large-amount installment loans that ignore credit reporting? Are loan platforms that do not review credit reporting safe?

Nowadays, when you go to a bank for a loan, you will check your personal credit problems. For some unscrupulous accounts, Getting a loan is particularly difficult. Many people want to know that there are only a few large-amount loans available, and company loans can only get a few thousand yuan at most. If you want a large-amount loan, you must either refer to the individual's qualifications or a person's assets as the basis, such as a house. Most platforms for large amounts such as cars or valuable insurance policies will check the borrower's credit report on the credit report. Nowadays, applying for a loan requires either a credit check or a score. What are the large-amount installment loans that ignore credit reporting? Are these loan platforms safe?

What are the large-amount installment loans that ignore credit reporting?

1. Jiufu Wanka is a large-amount loan You may provide a friend with a loan of less than 150,000 yuan regardless of your credit report. The loan period is approximately between 3 and 24 months, and you can repay the loan at any time. Application requirements require you to be over 18 years old and check your Sesame Credit score.

2. Kuaihui Wallet is an outlet with a relatively large loan limit. The loan limit is between 2,000 and 50,000 yuan, and the usage period is between 16 and 12 months. The main service targets are office workers. Apply for The conditions must be over 18 years old to authorize Sesame Credit.

3. Star Money Bag is a large-amount loan platform that may not look at credit reports. Without any mortgage or guarantee, the limit can reach 50,000 yuan. At present, his loan period is between 1 and 12 months. The application conditions must be between 18 and 50 years old, and the real-name mobile phone must be used for more than 6 months.

4. Flash Silver is also a loan platform that does not depend on credit information. The limit is also capped at 50,000 yuan, and the loan period is between 1 and 12 months. The application conditions must be that you are over 18 years old and be able to provide a legal and valid ID card.

Are loan platforms that do not review credit reports safe?

Many platforms will charge a lot of service fees, management fees, and deposits, or apply for 1,000 yuan and make a deposit of 750. This kind of The act of charging beheading interest. Although these charges are called by different names, they are actually interest in the legal sense. Therefore, once the total of these charges exceeds the annual interest rate of 36, this loan platform is non-standard. Therefore, when a loan platform charges a service fee or indicates that it will deduct a portion of the fee when disbursing the loan, you must be careful of being deceived by unscrupulous platforms.

The state also has certain regulations and norms for private lending. The interest rate cannot exceed 24, and it cannot exceed 36 under special circumstances. Therefore, when applying for a loan, you must pay attention to whether the loan interest rate meets the specifications. Nowadays, many online loan platforms may be vague about their interest rates. They only say how much their interest is, but do not say whether it is daily interest or monthly interest. When encountering such loan platforms, you must handle it with caution.

Large loans without credit checking

If you want to apply for a large loan, you must check the credit, unless the borrower is borrowing privately or looking for a private lending company, but These borrowing methods require borrowers to pay high interest rates. If they fail to repay in time later, they may face collection. Failure to repay will also affect their family members.

It is best for users to apply for large loans through banks or regular loan companies. When applying, they need to submit application materials, including personal information, bank statement, marriage certificate, application form, etc. When applying for a loan, the bank The approval speed is slower, but the loan company's approval speed is faster. Both methods will check the credit report.

When applying for a loan, the borrower's credit report must be good, otherwise the bank will not approve the loan. Generally, the bank will review the materials after submitting them. If the review fails, the bank will refuse to lend. At this time, the borrower can supplement the corresponding materials, and then the bank can approve the application.

Before applying for a loan, it is best for the borrower to think about how to repay the loan. This can prevent late repayment in the future. Overdue repayment will result in penalty interest and will also have a negative impact on personal credit. When your repayment is about to be overdue, you can borrow money from friends around you to repay it, so that you can avoid late repayment later.