The automatic deduction method for personal loans is twice a day. The system will automatically deduct money once before the loan account is opened on the morning of the repayment date, and deduct money for the second time after the business ends on the same day (normally, automatic deduction will be started every night 18, and customers are advised to deposit enough funds in advance to avoid overdue), and repay the loan account arrears according to the principle of "how much to deduct" (in case of Saturday, Sunday and legal holidays, the deduction will be the same and will not be postponed. If the agreed repayment date is 3 1, etc. Other special months without this date will be deducted on the last day of the month.

Except for loans entrusted by BOC (such as housing provident fund loans entrusted by the Housing Provident Fund Management Center), the above deduction methods are applicable to all kinds of personal loans of BOC.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.