The method for forgetting the housing provident fund password on your mobile phone is as follows:

1. If you want to check your ID card, if you have a provident fund co-branded card, the password is the last four digits of your ID card plus 00. If you don’t have a provident fund card, the password is With a co-branded card, you cannot check your account online. You can take your ID card to any management department counter to check;

2. If you have not changed the housing provident fund password, you can use the provident fund to find the last six digits of the account number to add the password;

3. If your housing provident fund password is lost, you can first report the loss through the customer service hotline 96688 or the provident fund website. Within 15 working days after the loss report takes effect, take your ID card and provident fund card to the account in the district where the account is located. Just go to the provident fund office to get the new Beijing housing provident fund password;

4. If the housing provident fund password is forgotten, employees need to take their ID cards and housing provident fund cards to any office of the housing provident fund to fill out the "Housing Provident Fund" To report the loss verbally, you should go to the office where the housing provident fund account is located to report the loss formally within five days after the oral report of loss is successful with your ID card, housing provident fund card, and "Application Form for Reporting the Loss of Housing Provident Fund Card" stamped with the company's reserved seal. (i.e. report the loss in writing);

5. If the member’s housing provident fund password. Members should bring their original ID card, copy and provident fund membership card to the Comprehensive Service Department of the "Centre" to fill out the "Park Provident Fund Password Loss Report and Reset Application Form" and go through the provident fund password loss reporting procedures. After confirmation, the "Center" will publish the member's provident fund password loss report information on the provident fund website. Members should go to the "center" to obtain a new provident fund password five working days after completing the provident fund password loss reporting procedure. Members should remember and properly keep their provident fund password. .

The role of housing provident fund:

The biggest role of housing provident fund in buying a house is that you can enjoy low-interest housing provident fund loans. Starting from October 27, 2008, the annual interest rate for loans with a term of less than five years (including five years) is 4.05, and for loans with a term of more than five years, it is 4.59. The benchmark annual interest rate of commercial banks is 6.12 for less than five years and 6.39 for more than five years. Even after enjoying a 15% discount on first-time home purchase loans, the rate is higher than that of housing provident fund loans.

To sum up, ordinary employees can apply for housing provident fund loans before they are 65 years old, and deputy ministerial cadres before they are 75 years old.

Legal basis:

Article 36 of the "Housing Provident Fund Management Regulations"

Employees and units have the right to inquire about the payment and deposit of housing provident funds by themselves and their units. , withdrawal status, the Housing Provident Fund Management Center and the entrusted bank shall not refuse. If employees or units have objections to the balance in the housing provident fund account, they can apply for review by the entrusted bank;

If they have objections to the review results, they can apply to the Housing Provident Fund Management Center for re-examination. The entrusted bank and housing provident fund management center shall provide a written reply within 5 days from the date of receipt of the application. Employees have the right to expose, report and accuse misappropriation of housing provident funds.