For the first suite, the house price is 1.3 million yuan. Please ask the related bank users to help calculate the down payment and monthly payment. Thank you!

For the first suite, the house price is 6.5438+0.3 million yuan, with a down payment of 30% for 30 years.

30% down payment:130 * 30% = 39 (ten thousand yuan)

Loan = 130-39=9 1 (ten thousand yuan)

If the benchmark interest rate is 6. 15% and the term is 30 years,

Total loan amount:? 9 10000 ? ( 1300000-390000)

Loan term:? 30

Loan interest rate:? 6. 15%

A. Equal repayment of principal and interest (your average monthly payment):

Monthly repayment:? 5543.98

Total principal and interest: 199583 1.45

Total interest:? 108583 1.45

B. Equal principal repayment (your so-called decreasing monthly payment):

Monthly repayment:? 7 19 1.53 —? 540.73

Total principal and interest: 175 1806.875

Total interest:? 84 1806.87

Your monthly income should be at least:

Matching principal and interest repayment: 5800+5543.98? =< 1 1350 yuan.

Matching principal repayment: 5800+7 19 1.53 =