First of all, when buyers apply for housing loans, banks may ask for invoices as one of the proofs of loans. If the actual purchase price is 600,000 yuan, but the invoice is only 400,000 yuan, it may lead the bank to think that the source of the purchase price is unknown or there are other problems, thus refusing or reducing the loan amount.
Secondly, if property buyers need to go through formalities such as real estate license and settlement, the amount of invoice may affect the handling of these formalities. If the invoice amount is inconsistent with the actual purchase price, it may lead to difficulties or impossibility in handling the formalities.
In addition, if the buyer needs to sell the house in the future, the invoiced amount may affect the price of the house. If the invoiced amount is lower than the actual purchase price, it may lead to the need to pay taxes when selling or the price is lower than the market expectation.
Therefore, property buyers should ask developers to issue invoices for the actual purchase amount to ensure that their rights and interests are protected. At the same time, property buyers should properly keep the purchase contract, invoices and other documents in case of emergency.